David Ramirez
$3,9004 bd2.5 ba2,100 sqft$2 /sqft$188 /mo all-in ↓

409 4TH AVENUE N, TIERRA VERDE, FL, 33715

Active41 days on marketListed Jun 22, 2026MLS #TB8519992

Priced 99% below the TIERRA VERDE 33715 medianFully furnishedSingle Family ResidenceTIERRA VERDE

About this home

409 4TH AVENUE N

Tierra Verde Furnished Home RENTAL AVAILABLE from June 1st 2026 Enjoy the relaxed Florida lifestyle from this beautifully updated and fully furnished 4-bedroom, 2.5-bathroom home in one of Tierra Verde’s established neighborhoods. Conveniently located in a quiet area near the marina and the popular Island Grille & Raw Bar, this move-in-ready residence offers comfortable island living with easy access to boating, dining, and nearby Gulf beaches. The thoughtfully designed split-bedroom floor plan features a spacious primary suite with a beautifully updated ensuite bathroom and walk-in shower. Three additional bedrooms are located on the opposite side of the home and share a stunningly renovated full bathroom. The updated white kitchen is the heart of the home, featuring quartz countertops, ample cabinet space, and a bright, open feel. Tile flooring throughout provides easy maintenance and a clean, coastal look. Situated on a generously sized lot, the property offers a circular driveway, garage with parking and storage, and a low-maintenance yard. The large patio is accessible from multiple rooms and creates the perfect setting for outdoor dining, entertaining, or simply relaxing. Offered fully furnished and ready for immediate occupancy, this long-term rental is ideally positioned near marinas, waterfront dining, beaches, shopping, and just 15 minutes from downtown St. Petersburg. Tenant pays electric. A wonderful opportunity to enjoy the Tierra Verde lifestyle in a beautifully updated home with plenty of space and an unbeatable location.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,100

Sqft

0.22 ac

Lot size

2

Garage

1964

Year built

One

Levels

$2

Per sqft

Furnished

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Range · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ParkingCircular Driveway

Community & fees

PetsNo

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $137Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $137
Interest rate6.00%
Loan term

Estimated payment

$188/mo

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs TIERRA VERDE

$2 vs $475

Days on market

41 vs 66 typical

Where $2/sqft sits among the 9 homes for sale in TIERRA VERDE

0 · this home
5
1
2
0
1
$2–239$239–476$476–713$713–951$951–1188$1188+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 409 4TH AVENUE N

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer13.0 months of inventoryBuyer’s market

$628K$1.1M

Tierra Verde median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

3 of 9

TIERRA VERDE have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $3,900 · 41 days on market since
1964Built · TIERRA VERDE

Reality check

What actually sold near 409 4TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

842 2ND AVENUE SSold · Apr ’26

$1,160,000

842 2ND AVENUE S · same community

4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM

422 3RD AVENUE NSold · Mar ’26

$1,125,000

422 3RD AVENUE N · same community

3 bd · 3.5 ba · 2,093 sqft · $538/sqft · 112 DOM

1110 2ND AVENUE SSold · Sep ’25

$949,000

1110 2ND AVENUE S · same community

3 bd · 2 ba · 2,126 sqft · $446/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 409 4TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 409 4TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

409 4TH AVENUE N FAQs

What would the monthly payment be for 409 4TH AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 409 4TH AVENUE N?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $3,900, this home is listed about 100% below the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.

Which schools are assigned to 409 4TH AVENUE N?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP · Blanka Prusova White. MLS #TB8519992.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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