16550 GULF BOULEVARD UNIT 645, NORTH REDINGTON BEACH, FL, 33708
Active55 days on marketListed Jun 13, 2026MLS #TB8518923
About this home
16550 GULF BOULEVARD UNIT 645
An outstanding unit and opportunity at the Tides Beach Club! This direct gulf-front unit provides beautiful views of the gulf throughout the unit. The full-unit-width balcony provides stunning sunset views and its direct gulf-front location provides entertaining scenes during the day and dramatic night views too. This residence with its gulf-front main suite has glass sliders that open to your private, gulf-front balcony. The clubhouse, with a fully-equipped fitness room, a billiards room and two separate levels available for you and your guests to use as entertainment areas, also has a business center conference room and two gulf-front verandas as well. The Tides Beach Club provides exclusive, resort-style living in a secured private gated community. A must-see unit in a premier community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,340
Sqft
1
Garage
1998
Year built
One
Levels
$739
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,951 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,951/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.3%
$/sqft vs TIDES BEACH CLUB CONDO
$739 vs $1,010
Days on market
55 vs 34 typical
Where $739/sqft sits among the 6 homes for sale in TIDES BEACH CLUB CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Redington Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know North Redington Beach. See the full North Redington Beach guide →
NORTH REDINGTON BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Redington Beach market
$883K → $785K
North Redington Beach median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
2 of 6
TIDES BEACH CLUB CONDO have cut their price
Median sold price, North Redington Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the NORTH REDINGTON BEACH 33708 median. See the full North Redington Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 16550 GULF BOULEVARD UNIT 645
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,117,500
16550 GULF BOULEVARD UNIT 342 · same community
3 bd · 2 ba · 1,460 sqft · $765/sqft · 46 DOM
Sold · Dec ’25$1,250,000
16500 GULF BOULEVARD UNIT 753 · same community
3 bd · 2 ba · 1,534 sqft · $815/sqft · 70 DOM
Sold · Dec ’25$1,050,000
16700 GULF BOULEVARD UNIT 326 · same community
3 bd · 2 ba · 1,560 sqft · $673/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16550 GULF BOULEVARD UNIT 645 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16550 GULF BOULEVARD UNIT 645 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16550 GULF BOULEVARD UNIT 645 FAQs
What would the monthly payment be for 16550 GULF BOULEVARD UNIT 645?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,951/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16550 GULF BOULEVARD UNIT 645?+
The most recent tax bill on record (2025) was $12,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16550 GULF BOULEVARD UNIT 645?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Redington Beach?+
At $990,000, this home is listed about 20% below the North Redington Beach median of $1,240,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16550 GULF BOULEVARD UNIT 645?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$990,000 runs 114% above the NORTH REDINGTON BEACH 33708 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,095,000, now $990,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Michael Lynch. MLS #TB8518923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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