10485 HOLIDAY SHORES DRIVE UNIT 302, LARGO, FL, 33773
Active55 days on marketListed Jun 14, 2026MLS #TB8518786
About this home
10485 HOLIDAY SHORES DRIVE UNIT 302
Like owning a brand-new home! This beautifully maintained 2023 manufactured home features numerous upgrades and is located in the highly desirable 55+ Holiday Shores Park on Lake Seminole, offering boating access and a wonderful waterfront lifestyle. Notable upgrades include crown molding throughout, upgraded gray kitchen cabinetry, stainless steel appliances, and an in-home washer and dryer. The home is being sold furnished, with only a few personal items excluded. The open-concept living, dining, and kitchen areas create an inviting space that's perfect for entertaining family and friends. Enjoy relaxing outdoors on the charming covered front porch, an ideal spot for morning coffee or evening gatherings. Holiday Shores offers an active lifestyle with low HOA fees of $200 per month which covers water, sewer, trash removal twice a week, and full lawn maintenance. Residents enjoy a newly refurbished putting green, shuffleboard, a library, a gym, and various social events. For boaters, the park provides a private boat ramp and slips on a first-come, first served basis. The community is ideally located five miles from local sugar sand beaches and within 30 minutes of both Tampa and Clearwater/St. Pete airports. Our ongoing sewer pipe replacement is coming to an end and the streets are being repaved. NO cost or assessments to the residents.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,176
Sqft
41.88 ac
Lot size
2023
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HOLIDAY SHORES MOBILE PARK UNREC
$238 vs $164
Days on market
55 vs 50 typical
Where $238/sqft sits among the 9 homes for sale in HOLIDAY SHORES MOBILE PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Holiday Shores — neighborhood snapshot
Population
230
Median age
61
Median income
$50,060
Median home value
$128,900
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 9
HOLIDAY SHORES MOBILE PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10485 HOLIDAY SHORES DRIVE UNIT 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$185,000
10383 S LAKE DRIVE UNIT 246 · same community
2 bd · 2 ba · 1,164 sqft · $159/sqft · 594 DOM
Sold · Jul ’26$160,000
10461 PEACEFUL DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $139/sqft · 125 DOM
Sold · Mar ’26$147,000
10442 GAZEBO DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $128/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10485 HOLIDAY SHORES DRIVE UNIT 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10485 HOLIDAY SHORES DRIVE UNIT 302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10485 HOLIDAY SHORES DRIVE UNIT 302 FAQs
What would the monthly payment be for 10485 HOLIDAY SHORES DRIVE UNIT 302?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,494/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10485 HOLIDAY SHORES DRIVE UNIT 302?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10485 HOLIDAY SHORES DRIVE UNIT 302?+
The most recent tax bill on record (2025) was $4,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10485 HOLIDAY SHORES DRIVE UNIT 302?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $279,900, this home is listed about 7% below the Largo median of $299,950. The market section on this page shows how the area is trending.
Which schools are assigned to 10485 HOLIDAY SHORES DRIVE UNIT 302?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$279,900 runs 22% above the LARGO 33773 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Richard O Jacobson Technical High School At Seminole — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WILSON REALTY LLC · Cathy Nuebling. MLS #TB8518786.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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