David Ramirez
$180,000$215,0002 bd2 ba1,286 sqft$140 /sqft$1,631 /mo all-in ↓

10343 MAGNOLIA LANE UNIT 180, LARGO, FL, 33773

Active249 days on marketListed Dec 1, 2025MLS #TB8452306

Priced 23% below the LARGO 33773 medianReduced $35KFully furnishedMobile HomeHOLIDAY SHORES MOBILE PARK UNREC

About this home

10343 MAGNOLIA LANE UNIT 180

Snowbird's Haven – Priced to Sell in Holiday Shores — Your Florida Life Starts Now Picture this: mornings that start with a swim instead of a commute, afternoons on the shuffleboard court, and evenings strolling the waterfront as the sun goes down. That's everyday life at Holiday Shores. This beautifully maintained 2-bedroom, 2-bath home is truly move-in ready — just bring your suitcase. Furniture, décor, and televisions are all included, so you can start living the good life immediately. Prefer a blank canvas? The seller is happy to sell unfurnished — the choice is yours. Step inside to an open, light-filled living and dining area with updated flooring, oversized windows, and calming views of the community. The kitchen offers a breakfast bar and full-size appliances, perfect for lazy morning coffees or hosting the grandkids. The spacious primary suite easily fits a king bed and includes its own private ensuite, while the second bedroom flexes beautifully as a guest room, office, or hobby space. Outside, a covered carport and storage shed keep everything in its place, and low-maintenance landscaping means more time relaxing and less time working on the yard. A Social, Active Lifestyle Awaits Holiday Shores is a resident-owned 55+ community built around connection — this isn't the kind of place where neighbors just wave from the driveway. It's where they become friends. The clubhouse is the true heart of the community, buzzing with activity nearly every day of the week. Join a card game, sign up for bingo night, swing by a potluck dinner, or celebrate the holidays with neighbors who quickly start to feel like family. There's always something on the calendar, and always an easy way to jump in. Prefer to stay moving? Grab a paddle for shuffleboard, join in on group fitness classes, or take a morning dip in the heated pool — a favorite spot for both exercise and easy conversation. For a slower pace, the gazebo overlooking Lake Seminole is perfect for watching the water, catching up with a friend, or simply enjoying a quiet moment with your morning coffee. Many residents say what they love most isn't just the amenities — it's the sense of belonging. Whether you're newly retired, a seasonal snowbird, or looking for a community where it's easy to make friends fast, Holiday Shores delivers an active, social calendar without ever feeling like too much. Come and go as you please, join in as much or as little as you like — it's your Florida lifestyle, on your terms. And yes — two pets are welcome, so your furry companions can enjoy the sunshine and the social scene right along with you. Beyond the gates, the location can't be beat: Gulf beaches, golf courses, shopping, dining, Tampa Bay sports and culture, and two major airports are all just a short drive away. Whether you're looking for a year-round retreat or a winter escape, this is the kind of home — and community — that makes you wonder why you waited so long. And the numbers make sense too — a low monthly fee of just $236 covers water, sewer, twice-weekly trash pickup, lawn mowing, and lawn spraying. Simple, affordable Florida living. Homes like this don't stay on the market long. Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,286

Sqft

1971

Year built

One

Levels

$140

Per sqft

Furnished55+ community

Inside

FlooringLuxury Vinyl
AppliancesDryer · Electric Water Heater · Exhaust Fan · Freezer · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorAwning(s) · Hurricane Shutters · Irrigation System · Private Mailbox · Sliding Doors · Storage

Community & fees

HOA fee$190/mo
Taxes (2024)$1,700/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,631 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property tax — 2024 actual bill$142
HOA fee — from the listing$190
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,300
Interest rate6.00%
Loan term

Estimated payment

$1,631/mo

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$142
HOA / condo fee$190
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$131KedgeAI estimate $158,148 · range $136K$198K$206K

vs edgeAI estimate

+13.8%

$/sqft vs HOLIDAY SHORES MOBILE PARK UNREC

$140 vs $166

Days on market

249 vs 52 typical

Where $140/sqft sits among the 10 homes for sale in HOLIDAY SHORES MOBILE PARK UNREC

1
1
2 · this home
4
1
1
$80–106$106–133$133–159$159–185$185–212$212+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday Shores

Map of 10343 MAGNOLIA LANE UNIT 180 inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Holiday Shores — neighborhood snapshot

Population

230

Median age

61

Median income

$50,060

Median home value

$128,900

Avg household

2

Households w/ children

11%

For the school run

Pinellas County School District

MiddleOsceola Middle School★★★★★
ElementaryStarkey Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$319K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

4 of 10

HOLIDAY SHORES MOBILE PARK UNREC have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the LARGO 33773 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $180,000 $35K
Dec 1, 2025Listed at $215,000 · 249 days on market since
1971Built · HOLIDAY SHORES MOBILE PARK UNREC

Reality check

What actually sold near 10343 MAGNOLIA LANE UNIT 180

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10383 S LAKE DRIVE UNIT 246Sold · Dec ’25

$185,000

10383 S LAKE DRIVE UNIT 246 · same community

2 bd · 2 ba · 1,164 sqft · $159/sqft · 594 DOM

10461 PEACEFUL DRIVESold · Jul ’26

$160,000

10461 PEACEFUL DRIVE · same community

2 bd · 2 ba · 1,152 sqft · $139/sqft · 125 DOM

10442 GAZEBO DRIVESold · Mar ’26

$147,000

10442 GAZEBO DRIVE · same community

2 bd · 2 ba · 1,152 sqft · $128/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10343 MAGNOLIA LANE UNIT 180 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10343 MAGNOLIA LANE UNIT 180 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10343 MAGNOLIA LANE UNIT 180 FAQs

What would the monthly payment be for 10343 MAGNOLIA LANE UNIT 180?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,631/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10343 MAGNOLIA LANE UNIT 180?+

The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10343 MAGNOLIA LANE UNIT 180?+

The most recent tax bill on record (2024) was $1,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10343 MAGNOLIA LANE UNIT 180?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $180,000, this home is listed about 40% below the Largo median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10343 MAGNOLIA LANE UNIT 180?+

Osceola Middle School (middle), Starkey Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33773 market on paper

$180,000 is 23% below the LARGO 33773 median of $232,500, and at $140/sqft it sits under the Largo average of $253.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

249 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Osceola Middle School, Starkey Elementary School, Richard O Jacobson Technical High School At Seminole — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $215,000, now $180,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Kevin Deeley. MLS #TB8452306.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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