10374 106TH AVENUE UNIT 9, LARGO, FL, 33773
Active85 days on marketListed Apr 30, 2026MLS #O6403733
About this home
10374 106TH AVENUE UNIT 9
One or more photo(s) has been virtually staged. Beautifully updated home in a waterfront community for a relaxed Florida lifestyle. Come check out this highly sought after resident-owned community on Lake Seminole, just minutes from the Gulf beaches, Clearwater, St. Petersburg and Tampa. Beautiful 2-bedroom, 2-bathroom home with a bright open-concept layout that comes partially furnished, including a 54" TV. Newly and tastefully redone interior with new floors, windows, and appliances. The primary suite provides privacy and comfort with ample room for a king-size bed, generous closet space, and an ensuite bath. Outside the home, enjoy the extra greenspace in the front and backyards. The Holiday Shores community has a wide range of amenities designed for active and social living. It includes a clubhouse, heated pool, shuffleboard courts, a fitness area, gazebo, putting green, a wide range of community activities, and more. HOA dues include sewer, trash, water, and grounds maintenance. Holiday Shores is a pet-friendly community and does allow owners under the age of 55. Share in this resident-owned community is included in the price. Come enjoy waterfront living in this quiet community! Whether you’re seeking a permanent Florida residence or a winter home, this property delivers comfort, convenience, and community. Discover why Holiday Shores remains one of the most welcoming and active resident-owned communities in Pinellas County.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
974
Sqft
0.23 ac
Lot size
1973
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,483 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,483/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.3%
$/sqft vs HOLIDAY SHORES MOBILE PARK UNREC
$174 vs $164
Days on market
85 vs 42 typical
Where $174/sqft sits among the 10 homes for sale in HOLIDAY SHORES MOBILE PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Holiday Shores — neighborhood snapshot
Population
230
Median age
61
Median income
$50,060
Median home value
$128,900
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 10
HOLIDAY SHORES MOBILE PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10374 106TH AVENUE UNIT 9
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$150,000
10178 N LAKE DRIVE UNIT 45 · same community
2 bd · 2 ba · 936 sqft · $160/sqft · 52 DOM
Sold · Dec ’25$110,000
10350 106TH AVENUE UNIT 11 · same community
2 bd · 2 ba · 912 sqft · $121/sqft · 10 DOM
Sold · Apr ’26$200,000
10190 N LAKE DRIVE UNIT 48 · same community
2 bd · 2 ba · 1,040 sqft · $192/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10374 106TH AVENUE UNIT 9 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10374 106TH AVENUE UNIT 9 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10374 106TH AVENUE UNIT 9 FAQs
What would the monthly payment be for 10374 106TH AVENUE UNIT 9?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,483/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10374 106TH AVENUE UNIT 9?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10374 106TH AVENUE UNIT 9?+
The most recent tax bill on record (2024) was $571. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10374 106TH AVENUE UNIT 9?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $169,900, this home is listed about 37% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10374 106TH AVENUE UNIT 9?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33773 market on paper
$169,900 is 23% below the LARGO 33773 median of $220,000, and at $174/sqft it sits under the Largo average of $247.
02Time on market is leverage
85 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Richard O Jacobson Technical High School At Seminole — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6403733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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