David Ramirez
$529,9002 bd2 ba1,500 sqft$353 /sqft$3,994 /mo all-in ↓

10002 KEY HAVEN ROAD UNIT 204, SEMINOLE, FL, 33777

Active52 days on marketListed Jun 12, 2026MLS #TB8518717

CondominiumSEMINOLE ISLE CONDO

About this home

10002 KEY HAVEN ROAD UNIT 204

Welcome to one of the most exceptional residences in Seminole Isle — a rare, highly upgraded unit offering breathtaking water views, unmatched outdoor living, and a level of comfort and quality that sets it far above the rest. Positioned in one of the community’s most desirable locations, this home captures sweeping views of the water where dolphins play and sunsets explode with endless color. What truly sets this unit apart is its rare combination of a beautiful screened-in patio plus an extended open balcony — a feature found in only two units per building. This is outdoor living at its finest, offering the perfect place to relax, entertain, or simply soak in the natural beauty that surrounds you. A Bright, Open, Immaculate Interior Step inside and feel the immediate “wow” factor. The layout is open, spacious, and filled with natural light. Brand-new, contiguous porcelain tile flooring flows throughout the home, creating a clean, modern, and cohesive feel from room to room. This is truly one of the cleanest, most move-in-ready units you will tour. Interior Features & Updates This home has been meticulously cared for and thoughtfully upgraded with high-quality improvements throughout: Wood-grain porcelain tile installed in all three bedrooms (12/20/2016) Trane air-conditioning and heating system, including new rooftop unit and handler — permitted and inspected (8/7/2021) Water heater replacement (12/16/2021) Custom window treatments installed throughout the entire unit (12/8/2022) Entire unit ceiling professionally repainted (11/11/2024) Contiguous porcelain tile flooring installed throughout the home for a seamless, modern look (11/19/2024) New baseboards throughout the unit (11/19/2024) Entire unit and all bedrooms freshly repainted in Benjamin Moore Pale Oak (4/1/2025) BathMasters complete primary bathroom reconstruction — fully permitted and inspected Project began 2/11/2025 and completed 3/28/2025 All-new vanities, countertops, mirrors, and lighting New electrical wiring, plumbing, and piping Schluter waterproofing system installed behind shower and tub areas for superior moisture protection The primary bedroom offers peaceful water views and direct access to the screened-in patio. The second bedroom and den are generously sized, providing flexibility for guests, office space, or hobbies. Also, new roof was installed in 2024 on the building. A Community That Feels Like a Resort Seminole Isle is one of Pinellas County’s premier gated communities, known for its solid block construction, strong financials, and beautifully maintained grounds. Residents enjoy: A luxury pool area that rivals high-end resorts — heated for year-round enjoyment A well-equipped fitness center Multiple walking paths that wind throughout the community Proximity to beaches, shopping, dining, and entertainment This unit includes an assigned under-building parking space, and being on the second floor means quick access to both the stairs and the elevator. A Rare Opportunity Homes like this — with this location, these views, and this level of updating — rarely come to market. Whether you’re seeking a primary residence or a second home, this condo offers a peaceful, tropical retreat wrapped in modern comfort and surrounded by natural beauty. Make the move to Seminole Isle, and you won’t look back — you’ll simply look out at the water and know you’ve found something truly special.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,500

Sqft

0 ac

Lot size

2007

Year built

One

Levels

$353

Per sqft

NegotiablePets allowed

Inside

FlooringPorcelain Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorBalcony

Community & fees

HOA fee$395/mo
Taxes (2025)$1,019/yr
PetsNumber Limit, Size Limit, Yes
CommunityDock · Water Access · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$85
Condo fee — from the listing$395
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,547
Interest rate6.00%
Loan term

Estimated payment

$3,994/mo

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$85
HOA / condo fee$395
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$253KedgeAI estimate $301,574 · range $264K$396K$551K

vs edgeAI estimate

+75.7%

$/sqft vs Seminole actives

$353 vs $253

Days on market

52 vs 44 typical

Where $353/sqft sits among the 290 Seminole actives

59
43
50
49
42 · this home
47
$99–152$152–205$205–258$258–311$311–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole Isle

Map of 10002 KEY HAVEN ROAD UNIT 204 inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Seminole Isle — neighborhood snapshot

Population

429

Median age

53

Median income

$75,417

Median home value

$470,500

Avg household

2

Households w/ children

49%

For the school run

Pinellas County School District

ElementaryStarkey Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

166 of 290

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $529,900 · 52 days on market since
2007Built · SEMINOLE ISLE CONDO

Reality check

What actually sold near 10002 KEY HAVEN ROAD UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7069 KEY HAVEN ROAD UNIT 303Sold · Feb ’26

$390,000

7069 KEY HAVEN ROAD UNIT 303 · same community

2 bd · 2 ba · 1,500 sqft · $260/sqft · 163 DOM

7069 KEY HAVEN ROAD UNIT 504Sold · Oct ’25

$460,000

7069 KEY HAVEN ROAD UNIT 504 · same community

2 bd · 2 ba · 1,500 sqft · $307/sqft · 21 DOM

7296 MARATHON DRIVE UNIT 504Sold · Aug ’25

$380,000

7296 MARATHON DRIVE UNIT 504 · same community

2 bd · 2 ba · 1,500 sqft · $253/sqft · 463 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10002 KEY HAVEN ROAD UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10002 KEY HAVEN ROAD UNIT 204 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10002 KEY HAVEN ROAD UNIT 204 FAQs

What would the monthly payment be for 10002 KEY HAVEN ROAD UNIT 204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill, the $395/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10002 KEY HAVEN ROAD UNIT 204?+

The association fee works out to $395 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10002 KEY HAVEN ROAD UNIT 204?+

The most recent tax bill on record (2025) was $1,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10002 KEY HAVEN ROAD UNIT 204?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $529,900, this home is listed about 29% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 10002 KEY HAVEN ROAD UNIT 204?+

Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP · Michael Erturk PA. MLS #TB8518717.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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