10681 SEMINOLE FOREST STREET E, SEMINOLE, FL, 33778
Active5 days on marketListed Jul 26, 2026MLS #TB8532887
About this home
10681 SEMINOLE FOREST STREET E
Welcome to your own private waterfront retreat in the highly desirable **Seminole Forest** community! This truly **one-of-a-kind** home offers the perfect combination of peaceful nature views, modern updates, and an unbeatable Pinellas County location. Overlooking a tranquil pond surrounded by mature landscaping and abundant wildlife, this home provides a serene setting while still being just minutes from world-famous Gulf beaches, shopping, dining, and entertainment. From the moment you arrive, you'll appreciate the pride of ownership and extensive improvements that make this home completely move-in ready. A **brand-new roof (2026)**, **new A/C (2020)**, a **completed 4-point home inspection**, and a **1-year home warranty** provide exceptional peace of mind. The home is **vacant and ready for immediate occupancy**, making for a quick and seamless closing. Inside, the thoughtfully designed split-bedroom floor plan offers privacy and flexibility with **two spacious living areas**, a separate dining room, and expansive water views from many of the home's most important spaces. Whether you're relaxing in the family room, enjoying your morning coffee, or entertaining guests, the picturesque pond creates the perfect backdrop. The bright kitchen is designed for both everyday living and entertaining, featuring **stainless steel appliances**, a sleek **glass cooktop range**, generous cabinet storage, ample counter space, and a charming breakfast nook overlooking the peaceful water. It's an ideal place to start your day while watching birds and enjoying the calming natural surroundings. The spacious primary suite easily accommodates a king-size bedroom set and features breathtaking pond views, a large walk-in closet, and an oversized en-suite bathroom designed for comfort and convenience. Step outside to the oversized screened lanai where you'll quickly discover your favorite place to unwind. Whether enjoying morning coffee, evening sunsets, or entertaining family and friends, the panoramic pond views provide year-round beauty and privacy. The leased solar panel system helps dramatically reduce monthly electric costs while providing greater energy efficiency. Living in Seminole means enjoying one of Tampa Bay's most sought-after locations. You're just minutes from the sugar-sand beaches of **Indian Rocks Beach, Madeira Beach, Redington Beach, and Clearwater Beach**, consistently ranked among the best beaches in America. Outdoor enthusiasts will love nearby **Lake Seminole Park**, featuring miles of walking and biking trails, kayaking, picnic areas, playgrounds, and abundant wildlife. The area also offers outstanding golf courses, tennis and pickleball facilities, marinas, fitness centers, and countless parks. Shopping and dining are equally impressive with **Seminole City Center**, Tyrone Square Mall, local boutiques, waterfront restaurants, breweries, coffee shops, and entertainment venues all just a short drive away. Enjoy easy access to downtown St. Petersburg, Tampa International Airport, professional sports including the Tampa Bay Rays, Buccaneers, and Lightning, as well as museums, theaters, festivals, concerts, and year-round community events. If you've been searching for a move-in-ready waterfront home with incredible views, major updates, energy-efficient features, and an unbeatable location close to Florida's finest beaches,
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,861
Sqft
0.27 ac
Lot size
2
Garage
1981
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,815 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,815/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Seminole actives
$269 vs $252
Days on market
5 vs 44 typical
Where $269/sqft sits among the 293 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Forest — neighborhood snapshot
Population
99
Median age
34
Median income
$87,656
Median home value
$312,900
Avg household
3
Households w/ children
16%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
168 of 293
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 10681 SEMINOLE FOREST STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$555,000
10602 SEMINOLE FOREST STREET E · same community
3 bd · 2 ba · 1,379 sqft · $402/sqft · 0 DOM
Sold · Mar ’26$317,000
1304 NW 3rd St, Fort Lauderdale FL 33311 · same community
2 bd · 2.5 ba · 1,250 sqft · $254/sqft · 55 DOM
Sold · Mar ’26$310,000
1401 NW 2nd St, Fort Lauderdale FL 33311 · same community
2 bd · 2.5 ba · 1,250 sqft · $248/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10681 SEMINOLE FOREST STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10681 SEMINOLE FOREST STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10681 SEMINOLE FOREST STREET E FAQs
What would the monthly payment be for 10681 SEMINOLE FOREST STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,815/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10681 SEMINOLE FOREST STREET E?+
The most recent tax bill on record (2025) was $5,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10681 SEMINOLE FOREST STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $500,000, this home is listed about 22% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 10681 SEMINOLE FOREST STREET E?+
Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high), Starkey Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$500,000 runs 191% above the SEMINOLE 33778 median — but at 1,861 sqft it's also 22% larger than the typical Seminole listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Seminole market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Osceola Middle School, Richard O Jacobson Technical High School At Seminole, Starkey Elementary School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Patrick DeFeo, II. MLS #TB8532887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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