David Ramirez
$529,0003 bd2 ba1,496 sqft$354 /sqft$4,038 /mo all-in ↓

8879 111TH STREET, SEMINOLE, FL, 33772

Active4 days on marketListed Jul 27, 2026MLS #TB8532551

Single Family ResidenceBAY RIDGE ESTATES 1ST ADD

About this home

8879 111TH STREET

High and dry with NO flood insurance required, this beautifully remodeled Seminole home perfectly balances contemporary style with true peace of mind. From the moment you step inside, the bright layout exudes modern charm and elegance. The spacious living room features an abundance of natural light, complete with new, waterproof laminate flooring, leading seamlessly into a spectacular, freshly renovated chef’s kitchen. The kitchens' open, bright, and airy space boasts abundant quartz countertops, an eat-in breakfast area, and brand new Samsung appliances. The primary bedroom offers a private, relaxing retreat, complete with its own dedicated, beautiful en-suite bathroom. Two additional well sized guest bedrooms provide comfortable space for family, guests, or a home office. The guest bathroom is stunning and fully modernized. The attached 1 car garage offers convenient parking and extra storage space. Major capital updates offer long-term worry free living, including a new roof (2023), a newer HVAC system, a water softener, and vinyl double-pane windows throughout. The home is finished with contemporary light fixtures, recessed LED lighting, fresh interior and exterior paint, and updated doors and baseboards. Step outside to your own entertainer’s paradise. The expansive backyard boasts professionally designed native Florida landscaping and a newly installed dedicated well, ensuring efficient irrigation without tapping into household water. Enjoy insect-free evenings from your newly installed screened patio, or entertain on the spacious open deck. Best of all, the oversized yard offers ample room to add a custom pool alongside the ultimate footprint for a future outdoor kitchen. Perfectly situated for commuters and nature lovers alike, this home is just minutes from the walking trails, dog parks, and water activities at Walsingham Park and Lake Seminole Park. You are also just around the corner from premier shopping, dining, and entertainment at Seminole City Center, and only minutes from the world-famous shores of Madeira Beach, Indian Rocks Beach, and Clearwater Beach. Take your time exploring all of the premium details this home has to offer. Schedule your private tour today to experience the exceptional quality firsthand.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,496

Sqft

0.16 ac

Lot size

1

Garage

1962

Year built

One

Levels

$354

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingOversized
ExteriorIrrigation System · Lighting · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$6,357/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,038 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,114
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$530
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,515
Interest rate6.00%
Loan term

Estimated payment

$4,038/mo

Principal & interest$3,114
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$530
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $529K
$400KedgeAI estimate $430,818 · range $417K$468K$550K

vs edgeAI estimate

+22.8%

$/sqft vs Seminole actives

$354 vs $252

Days on market

4 vs 44 typical

Where $354/sqft sits among the 295 Seminole actives

64
42
51
48
41 · this home
49
$105–157$157–209$209–261$261–313$313–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Ridge Estates

Map of 8879 111TH STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Bay Ridge Estates — neighborhood snapshot

Population

453

Median age

42

Median income

$90,074

Median home value

$269,000

Avg household

2

Households w/ children

29%

For the school run

Pinellas County School District

MiddleOsceola Middle School★★★★★
ElementarySeminole Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

168 of 295

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 171% above the SEMINOLE 33772 median. See the full Seminole market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $529,000 · 4 days on market since
1962Built · BAY RIDGE ESTATES 1ST ADD

Reality check

What actually sold near 8879 111TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8972 111TH STREETSold · Sep ’25

$445,000

8972 111TH STREET · same community

3 bd · 2 ba · 1,511 sqft · $295/sqft · 3 DOM

8826 109TH LANESold · Mar ’26

$430,000

8826 109TH LANE · same community

3 bd · 2 ba · 1,418 sqft · $303/sqft · 87 DOM

8849 109TH LANESold · Feb ’26

$435,000

8849 109TH LANE · same community

3 bd · 2 ba · 1,392 sqft · $313/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8879 111TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8879 111TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8879 111TH STREET FAQs

What would the monthly payment be for 8879 111TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,038/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8879 111TH STREET?+

The most recent tax bill on record (2025) was $6,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8879 111TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $529,000, this home is listed about 29% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8879 111TH STREET?+

Osceola Middle School (middle), Seminole Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$529,000 runs 171% above the SEMINOLE 33772 median.

02Fresh on the market

Only 4 days on market in a Seminole market that averages 44 — if it fits, move quickly.

03Strong assigned schools

Osceola Middle School, Seminole Elementary School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Keira Cantrell. MLS #TB8532551.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8879 111TH STREET, SEMINOLE, FL — 3 Bed, 2 Bath — $529,000 | CENTURY 21 Edge