18576 OBREGAN DRIVE, SPRING HILL, FL, 34610
Active43 days on marketListed Jun 13, 2026MLS #TB8518632
About this home
18576 OBREGAN DRIVE
Virtually Staged. One of the Best Values in Talavera - 2019 Build - One of the Largest Fenced Yards with Water View! With multiple homes currently available in the neighborhood, this property stands out for one simple reason: space and value. Built in 2019 by M/I Homes, this nearly 2,900 square foot residence offers 4 bedrooms plus a dedicated den, 2.5 baths, and one of the largest fully fenced homesites in Talavera — all positioned below competing properties. The flexible floor plan delivers what today’s buyers are asking for: a private first-floor den ideal for a home office or potential fifth bedroom, an open-concept kitchen, dining, and living space designed for connection, and a spacious upstairs loft providing additional living flexibility. The primary suite features two oversized walk-in closets and a well-appointed bath with a large tiled shower. All secondary bedrooms are generously sized and thoughtfully placed for privacy. Step outside and you’ll immediately see the difference. The covered lanai overlooks an expansive fenced backyard with water views — offering room for a pool, play space, pets, or future customization. Larger lots like this are increasingly difficult to find at this price point. Talavera residents enjoy resort-style amenities including a pool, splash pad, playgrounds, tennis and basketball courts, and gathering spaces designed for community living. If you’ve been watching the neighborhood and waiting for the right opportunity, this home is one of the strongest values currently available. Schedule your showing before the market shifts again.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,890
Sqft
0.31 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,923 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,923/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.6%
$/sqft vs Spring Hill actives
$162 vs $191
Days on market
43 vs 29 typical
Where $162/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Talavera
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Talavera — neighborhood snapshot
Population
1,169
Median age
52
Median income
$91,307
Median home value
$428,000
Avg household
2
Households w/ children
68%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
197 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 18576 OBREGAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$635,000
18682 MALINCHE LOOP · same community
5 bd · 3 ba · 3,249 sqft · $195/sqft · 4 DOM
Sold · Oct ’25$348,500
18414 MALINCHE LOOP · same community
3 bd · 2 ba · 1,826 sqft · $191/sqft · 198 DOM
Sold · Sep ’25$345,000
12313 CRIOLLO ROAD · same community
3 bd · 2 ba · 1,826 sqft · $189/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18576 OBREGAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18576 OBREGAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18576 OBREGAN DRIVE FAQs
What would the monthly payment be for 18576 OBREGAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,923/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18576 OBREGAN DRIVE?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18576 OBREGAN DRIVE?+
The most recent tax bill on record (2025) was $9,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18576 OBREGAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $469,000, this home is listed about 36% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18576 OBREGAN DRIVE?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Carsten Prause. MLS #TB8518632.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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