18565 OBREGAN DRIVE, SPRING HILL, FL, 34610
Active150 days on marketListed Feb 24, 2026MLS #TB8479719
About this home
18565 OBREGAN DRIVE
Welcome to the distinguished community of Talavera, where refined living and everyday comfort blend seamlessly in a resort-inspired setting. This exceptional 5-bedroom, 4-bathroom 3 car garage residence offers remarkable versatility, easily accommodating up to 7 bedrooms home is perfect for large families, multigenerational living, or those seeking dedicated office, fitness, or guest spaces. The paid off Solar system has kept the electric bill under $50 a month. Thoughtfully designed for both privacy and functionality, the expansive primary suite is located on the main level, offering ample space for a sitting area or private office retreat. Three additional bedrooms are also situated downstairs, while the upper level features generously sized secondary bedrooms and a private in-law suite, creating an ideal layout for guests or extended family. At the heart of the home, the beautifully appointed kitchen showcases stainless steel appliances, abundant cabinetry, and a charming breakfast nook—an inviting space for casual dining and morning coffee. Open-concept living areas provide effortless flow for entertaining while maintaining warmth and comfort for everyday living. The home offers a new 2026 AC unit and whole house water softener. Step outside to your own private outdoor sanctuary. The spacious, privacy-fenced backyard is designed for elevated entertaining, complete with a fully equipped outdoor kitchen, gazebo, and generous green space—perfect for gatherings, celebrations, or tranquil evenings under the stars. Residents of Talavera enjoy an impressive collection of resort-style amenities, including a beach-entry pool, tennis and pickleball courts, basketball courts, a tot lot playground, and scenic walking paths. Conveniently located just off Highway 41 with easy access to I-75, shopping, grocery stores, and local conveniences, this home offers both accessibility and serenity. Adding to its exceptional value, the property includes fully paid-off solar panels, delivering impressive energy efficiency and remarkably low utility costs. This is a rare opportunity to own a versatile and beautifully appointed home in one of the area’s most desirable communities. Experience the lifestyle you deserve—schedule your private showing today
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,155
Sqft
0.18 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,485 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,485/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs Spring Hill actives
$171 vs $192
Days on market
150 vs 29 typical
Where $171/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Talavera
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Talavera — neighborhood snapshot
Population
1,169
Median age
52
Median income
$91,307
Median home value
$428,000
Avg household
2
Households w/ children
68%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 18565 OBREGAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$348,500
18414 MALINCHE LOOP · same community
3 bd · 2 ba · 1,826 sqft · $191/sqft · 198 DOM
Sold · Sep ’25$345,000
12313 CRIOLLO ROAD · same community
3 bd · 2 ba · 1,826 sqft · $189/sqft · 72 DOM
Sold · Jun ’26$625,000
18090 ROMANESQUE COURT
5 bd · 4 ba · 3,155 sqft · $198/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18565 OBREGAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18565 OBREGAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18565 OBREGAN DRIVE FAQs
What would the monthly payment be for 18565 OBREGAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,485/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18565 OBREGAN DRIVE?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18565 OBREGAN DRIVE?+
The most recent tax bill on record (2025) was $10,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18565 OBREGAN DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $539,900, this home is listed about 56% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18565 OBREGAN DRIVE?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,900 runs 44% above the SPRING HILL 34610 median — but at 3,155 sqft it's also 73% larger than the typical Spring Hill listing.
02Time on market is leverage
150 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $545,000, now $539,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Cedric Rogers. MLS #TB8479719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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