David Ramirez
$719,0004 bd3 ba1,729 sqft$416 /sqft$4,789 /mo all-in ↓

280 41ST AVENUE, ST PETE BEACH, FL, 33706

Active41 days on marketListed Jun 13, 2026MLS #TB8518577

Single Family ResidenceBELLE VISTA BEACH 1ST ADD

About this home

280 41ST AVENUE

Looking for a nicely renovated stuccoed block home in the heart of St. Pete Beach. Only a block from the beach or a bike ride down the beautiful beaches, shops, bars and local restaurants. This 4 bedroom / 3 bathroom home with a 1 car garage has been professionally renovated, with a redesigned updated floor plan for today's active lifestyle. The home has new new luxury vinyl flooring throughout, new upgraded kitchen cabinets with quartz counter tops with upgraded hardware and finishes, new kitchen appliances, new bathrooms with upgraded vanities and beautiful tile showers, updated electrical, new hot water heater, new hurricane windows and hurricane sliding glass door. The backyard has room for a nice pool to be installed, along with gardening and growing veggies. Living in St. Pete Beach in comparison to other local beach towns, is the convenience to the area. If you are traveling in or out from Tampa International or Clearwater airports, the location is the quickest and fastest of all Pinellas county beaches and the reasoning why the second home owners and locals love living in this area. The St. Petersburg area has become one of the highly sought after places to live in the entire US. We have a vibrant downtown, with great restaurants, shops, and entertainment, along with the beautiful beaches, gorgeous sunsets, and all the water sport boating activities outside your front door. Whether you're looking for a primary residence or investment opportunity, this home places you in the center of one of Florida’s most desirable beach towns. Call me for your own private showing.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,729

Sqft

0.17 ac

Lot size

1

Garage

1953

Year built

One

Levels

$416

Per sqft

Garden viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Microwave · Range
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Stone Counters
LaundryLaundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesSouth
ExteriorLighting · Private Yard

Community & fees

Taxes (2025)$5,753/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,789 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,880
PMI (est., until 20% equity)$270
Property tax — 2025 actual bill$479
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $71,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $71,900
Interest rate6.00%
Loan term

Estimated payment

$4,789/mo

Principal & interest$3,880
PMI (est., until 20% equity)$270
Property taxes (actual bill)$479
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $719K
$448KedgeAI estimate $499,270 · range $467K$592K$748K

vs edgeAI estimate

+44%

$/sqft vs St Pete Beach actives

$416 vs $491

Days on market

41 vs 85 typical

Where $416/sqft sits among the 186 St Pete Beach actives

64 · this home
44
34
17
9
18
$278–422$422–567$567–712$712–856$856–1001$1001+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Vista

Map of 280 41ST AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Belle Vista — neighborhood snapshot

Population

1,335

Median age

59

Median income

$137,596

Median home value

$746,300

Avg household

2

Households w/ children

89%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

96 of 186

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Jun 13, 2026Listed at $719,000 · 41 days on market since
1953Built · BELLE VISTA BEACH 1ST ADD

Reality check

What actually sold near 280 41ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

257 43RD AVENUESold · Sep ’25

$319,000

257 43RD AVENUE · same community

4 bd · 2 ba · 1,755 sqft · $182/sqft · 57 DOM

4151 BELLE VISTA DRIVESold · Feb ’26

$375,000

4151 BELLE VISTA DRIVE · same community

2 bd · 2.5 ba · 1,464 sqft · $256/sqft · 71 DOM

4270 BELLE VISTA DRIVESold · Sep ’25

$790,000

4270 BELLE VISTA DRIVE · same community

2 bd · 2 ba · 1,245 sqft · $635/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 280 41ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 280 41ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

280 41ST AVENUE FAQs

What would the monthly payment be for 280 41ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,789/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 280 41ST AVENUE?+

The most recent tax bill on record (2025) was $5,753. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 280 41ST AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $719,000, this home is listed about 20% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 280 41ST AVENUE?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$719,000 runs 60% above the ST PETE BEACH 33706 median — but at 1,729 sqft it's also 37% larger than the typical St Pete Beach listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LUXURY & BEACH REALTY INC · Chris Forrey. MLS #TB8518577.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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