292 42ND AVENUE, ST PETE BEACH, FL, 33706
Active188 days on marketListed Jan 27, 2026MLS #TB8467695
About this home
292 42ND AVENUE
BACK ON MARKET WITH A BRAND NEW ROOF! Welcome back to 292 42nd Ave, a beachside escape in the heart of Belle Vista, one of St. Pete Beach’s most beloved neighborhoods. This turnkey, sun drenched bungalow offers the ultimate coastal lifestyle with morning beach walks, salty air, walkable dining, fresh seafood, and sunset cocktails just steps from the Gulf. Inside, the home features three bedrooms, two baths, and two spacious living areas designed for entertaining and everyday comfort. The updated kitchen includes stainless steel appliances and a gas range, while the oversized primary suite offers a spa inspired bathroom and private retreat feel. Major system updates provide true peace of mind, including a BRAND NEW ROOF (2026), HVAC (2020), and gas water heater (2022). Situated on an oversized lot, the fully vinyl fenced backyard offers endless potential with room for a large pool, hot tub, outdoor kitchen, and more. For additional peace of mind, the home stayed high and dry with no flooding. A rare opportunity to own a move in ready beachside home just moments from Florida’s favorite beaches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,712
Sqft
0.17 ac
Lot size
1952
Year built
One
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,744 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,744/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
$/sqft vs St Pete Beach actives
$408 vs $510
Days on market
188 vs 85 typical
Where $408/sqft sits among the 178 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Vista
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Belle Vista — neighborhood snapshot
Population
1,335
Median age
59
Median income
$137,596
Median home value
$746,300
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
86 of 178
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 292 42ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$319,000
257 43RD AVENUE · same community
4 bd · 2 ba · 1,755 sqft · $182/sqft · 57 DOM
Sold · Feb ’26$375,000
4151 BELLE VISTA DRIVE · same community
2 bd · 2.5 ba · 1,464 sqft · $256/sqft · 71 DOM
Sold · Sep ’25$790,000
4270 BELLE VISTA DRIVE · same community
2 bd · 2 ba · 1,245 sqft · $635/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 292 42ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 292 42ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
292 42ND AVENUE FAQs
What would the monthly payment be for 292 42ND AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 292 42ND AVENUE?+
The most recent tax bill on record (2025) was $6,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 292 42ND AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $699,000, this home is listed about 17% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 292 42ND AVENUE?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 55% above the ST PETE BEACH 33706 median — but at 1,712 sqft it's also 35% larger than the typical St Pete Beach listing.
02Time on market is leverage
188 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $760,000, now $699,000 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Ryan Newton-Block. MLS #TB8467695.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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