260 42ND AVENUE, ST PETE BEACH, FL, 33706
Active67 days on marketListed May 23, 2026MLS #TB8511533
About this home
260 42ND AVENUE
One or more photo(s) has been virtually staged. This St. Pete Beach coastal cottage embraces a modern, light-filled design with an open-concept layout that flows effortlessly from space to space. Home consists of 2 Bedrooms, 1 Bath and an additional Flex Space for dining or office. Attached 1 car garage on a large lot with alley access. Crisp white interiors, soft coastal tones, and thoughtfully curated finishes create a calm, elevated atmosphere that feels both fresh and timeless. Natural light pours in through an abundance of windows, brightening every corner and bringing the outdoors in. The main living area is open and inviting and flows seamlessly into an efficiently designed kitchen and separate dining. —perfect for relaxed mornings, easy entertaining, or unwinding after a day at the beach. The home has been thoughtfully brought back to life through the city’s full inspection and permitting process—ready for its next chapter. Newer roof (2020), HVAC (2023), Water Heater (2026) and just a 5-minute stroll to the beach and restaurants, easy access to I-275 and 15 minutes to Downtown St. Pete. In this neighborhood, life slows down. Flip flops, golf carts, and sunset rides to the beach become the everyday rhythm.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
848
Sqft
0.18 ac
Lot size
1
Garage
1949
Year built
One
Levels
$588
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+74.7%
$/sqft vs St Pete Beach actives
$588 vs $504
Days on market
67 vs 85 typical
Where $588/sqft sits among the 183 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Vista
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Belle Vista — neighborhood snapshot
Population
1,335
Median age
59
Median income
$137,596
Median home value
$746,300
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
90 of 183
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 260 42ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$330,000
260 42ND AVENUE · same community
2 bd · 1 ba · 848 sqft · $389/sqft · 71 DOM
Sold · Nov ’25$395,000
152 44TH AVENUE · same community
3 bd · 2 ba · 1,056 sqft · $374/sqft · 0 DOM
Sold · Feb ’26$330,000
256 44TH AVENUE · same community
2 bd · 1 ba · 1,100 sqft · $300/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 260 42ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 260 42ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
260 42ND AVENUE FAQs
What would the monthly payment be for 260 42ND AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 260 42ND AVENUE?+
The most recent tax bill on record (2025) was $1,935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 260 42ND AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $499,000, this home is listed about 17% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 260 42ND AVENUE?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 11% above the ST PETE BEACH 33706 median.
02Strong assigned schools
Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $549,000, now $499,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Kris Kelsey. MLS #TB8511533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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