12485 2ND STREET E UNIT C103, TREASURE ISLAND, FL, 33706
Active51 days on marketListed Jun 12, 2026MLS #TB8518295
About this home
12485 2ND STREET E UNIT C103
Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome-style condo in the highly desirable Isle of Capri community in Treasure Island. Designed with the feel of a private residence, this three-story home offers no neighbors above or below and more than 1,800 square feet of comfortable living space. Perfect for entertaining, the open-concept main living level features a spacious kitchen with a large center island that naturally becomes the gathering spot for family and friends. The kitchen flows seamlessly into the dining and living areas, creating an inviting space for everyday living and special occasions alike. Step outside to the screened porch and enjoy the coastal breeze year-round. The thoughtfully designed split-bedroom floor plan provides privacy and comfort. The primary suite features an ensuite bath with a walk-in shower and skylight, creating a bright and relaxing retreat. A unique highlight of the second bedroom is its in-room vanity with running water—ideal for guests, roommates, or busy mornings. All three bedrooms, along with the convenient laundry area, are located on the upper level. The secondary bathroom has been recently remodeled and includes a shower/tub combination. On the ground floor, you'll find a spacious two-car garage and an oversized bonus room offering endless possibilities for storage, a home gym, media room, playroom, hobby space, or home office. Additional features include two HVAC systems (2018 and 2023) for enhanced comfort and efficiency. This home is ideally located just minutes from Treasure Island's sugar-sand beaches, waterfront dining, entertainment, and the popular John's Pass Village & Boardwalk, where shopping, boating, water sports, and coastal attractions await. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this exceptional home offers the best of Florida living—where every day feels like a vacation.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,820
Sqft
2
Garage
1986
Year built
Three Or More
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,162 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,162/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−50.6%
$/sqft vs Treasure Island actives
$247 vs $522
Days on market
51 vs 74 typical
Where $247/sqft sits among the 172 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
97 of 172
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12485 2ND STREET E UNIT C103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$745,000
10120 PARADISE BOULEVARD
3 bd · 2 ba · 1,869 sqft · $399/sqft · 154 DOM
Sold · Jul ’26$1,485,000
10127 PARADISE BOULEVARD
4 bd · 2.5 ba · 1,932 sqft · $769/sqft · 67 DOM
Sold · Jun ’26$975,000
11055 4TH STREET E
4 bd · 2 ba · 1,939 sqft · $503/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12485 2ND STREET E UNIT C103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12485 2ND STREET E UNIT C103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12485 2ND STREET E UNIT C103 FAQs
What would the monthly payment be for 12485 2ND STREET E UNIT C103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,162/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12485 2ND STREET E UNIT C103?+
The most recent tax bill on record (2025) was $1,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12485 2ND STREET E UNIT C103?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $449,900, this home is listed about 32% below the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12485 2ND STREET E UNIT C103?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA PREMIERE REALTY · Millie Jackson. MLS #TB8518295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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