108 125TH AVENUE, TREASURE ISLAND, FL, 33706
Active428 days on marketListed Jun 5, 2025MLS #TB8394000
About this home
108 125TH AVENUE
***Prime Gulf Coast Investment & Lifestyle Opportunity *** An extraordinary chance to own and build in one of the Gulf Coast's most vibrant and sought-after coastal communities. Just across Gulf Blvd from the powdery sands and turquoise waters, this property offers a prime location for luxury development, personal retreat, or income-generating investment. Zoned RM-15 allowing a Personal Luxury Home, Duplex/Triplex/Quadplex, this expansive 1½ lot, 59' x 105', comes with established utilities and is perfectly positioned for a high-end residential project. Ideal for a set of luxury townhomes, a boutique coastal rental, or a bespoke custom residence - each with potential for rooftop terraces which would offer panoramic views of the Intracoastal and Gulf of Mexico. Located just a short stroll to the famed John's Pass Village, a premier destination attracting millions annually, featuring over 120 shops, restaurants, and waterfront attractions - dolphin tours, tiki boat cruises, parasailing, jet ski rentals, and more. Nestled near a peaceful harbor alive with marine life, including dolphins and manatees, this location embodies the best of coastal Florida living. Whether for full-time residence, a second home, or short-term rental potential, this site offers both lifestyle and financial appeal. Walkable to beaches, entertainment, and the Beach Trolley line with seamless access to downtown and surrounding Barrier Islands. A rare offering in a community with exceptional upside. Luxury, Location, and Limitless Possibility - All Steps from the Shore.
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,866 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,866/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 125TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$310,000
126 119TH AVENUE · same community
2 bd · 2 ba · 752 sqft · $412/sqft · 123 DOM
Sold · Aug ’25$325,000
12409 GULF BOULEVARD · same community
3 bd · 2 ba · 975 sqft · $333/sqft · 76 DOM
Sold · Sep ’25$585,000
12404 SUNSHINE LANE · same community
2 bd · 2 ba · 1,140 sqft · $513/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 108 125TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 125TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
108 125TH AVENUE FAQs
What would the monthly payment be for 108 125TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,866/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 108 125TH AVENUE?+
The most recent tax bill on record (2024) was $8,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 108 125TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $475,000, this home is listed about 33% below the Treasure Island median of $710,000. The market section on this page shows how the area is trending.
Which schools are assigned to 108 125TH AVENUE?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
428 days on market against a Treasure Island median of 96 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $549,999, now $475,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS · Maria MacNeil PA. MLS #TB8394000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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