285 107TH AVENUE UNIT 306, TREASURE ISLAND, FL, 33706
Active107 days on marketListed Apr 21, 2026MLS #TB8497533
About this home
285 107TH AVENUE UNIT 306
Stunning 2BR/2BA Waterfront Condo in the Heart of Treasure Island – Turnkey and Perfect for Full-Time Living or a Tropical Getaway. This bright and inviting condo offers a premier waterfront lifestyle with breathtaking water views and a spacious, open living and dining area. The vintage kitchen adds charming character and is ready for your updates, while the large primary bedroom features an en-suite bath complete with walk-in shower and ample closet space, and the second bedroom provides generous room and easy access to the second full bath with tub/shower . Sold completely turn-key, this residence is ideal as a full-time home or a carefree vacation retreat. Enjoy the serenity of Treasure Island with low HOA fees, a superb location just steps from pristine white sugary sand of Treasure Island, and close proximity to a variety of restaurants and shops. A short drive brings you to downtown St. Petersburg and all of its cultural amenities, dining, and nightlife. This condo has it all: water frontage, convenience, and a location that makes every day feel like a vacation.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,055
Sqft
1974
Year built
One
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12%
$/sqft vs Treasure Island actives
$403 vs $523
Days on market
107 vs 97 typical
Where $403/sqft sits among the 170 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
92 of 170
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 285 107TH AVENUE UNIT 306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$739,000
8635 BOCA CIEGA DRIVE
2 bd · 2 ba · 1,056 sqft · $700/sqft · 288 DOM
Sold · Aug ’25$325,000
406 88TH AVENUE
2 bd · 2 ba · 1,066 sqft · $305/sqft · 3 DOM
Sold · Dec ’25$405,000
8701 BLIND PASS ROAD UNIT 306B
2 bd · 2 ba · 1,070 sqft · $379/sqft · 356 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 285 107TH AVENUE UNIT 306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 285 107TH AVENUE UNIT 306 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
285 107TH AVENUE UNIT 306 FAQs
What would the monthly payment be for 285 107TH AVENUE UNIT 306?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,309/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 285 107TH AVENUE UNIT 306?+
The most recent tax bill on record (2025) was $5,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 285 107TH AVENUE UNIT 306?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $424,900, this home is listed about 41% below the Treasure Island median of $714,498. The market section on this page shows how the area is trending.
Which schools are assigned to 285 107TH AVENUE UNIT 306?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$424,900 is 6% below the TREASURE ISLAND 33706 median of $449,900, and at $403/sqft it sits under the Treasure Island average of $595.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $429,000, now $424,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Helle Hartley. MLS #TB8497533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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