285 107TH AVENUE UNIT 405, ST PETERSBURG, FL, 33706
Active10 days on marketListed Jul 31, 2026MLS #TB8534659
About this home
285 107TH AVENUE UNIT 405
Live the Florida lifestyle you've been dreaming of in this beautifully renovated and fully furnished 2-bedroom, 2-bath waterfront condo in the heart of Treasure Island. Available for long-term rental, this move-in-ready residence is tastefully furnished and fully equipped, making your transition effortless. Step inside to find beautiful light-colored luxury vinyl flooring throughout, stylish coastal décor, and beautifully renovated bathrooms that create a bright, modern, and inviting living space. The open floor plan flows seamlessly to your private balcony, where you can enjoy peaceful waterfront views and the tropical surroundings. Located just a short walk from the white sandy beaches of Treasure Island, as well as local restaurants, shopping, cafés, and entertainment, this condo offers the perfect combination of convenience and coastal charm. Downtown St. Petersburg is only 15 minutes away, providing easy access to world-class dining, museums, waterfront parks, and vibrant nightlife. Whether you're relocating, escaping the cold, or simply looking to enjoy the best of Florida living year-round, this exceptional waterfront residence offers comfort, style, and an unbeatable location. Just bring your suitcase and start enjoying paradise.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,055
Sqft
0.88 ac
Lot size
1974
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$3 vs $329
Days on market
10 vs 57 typical
Where $3/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33706 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 285 107TH AVENUE UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$739,000
8635 BOCA CIEGA DRIVE
2 bd · 2 ba · 1,056 sqft · $700/sqft · 288 DOM
Sold · Aug ’25$325,000
406 88TH AVENUE
2 bd · 2 ba · 1,066 sqft · $305/sqft · 3 DOM
Sold · Dec ’25$405,000
8701 BLIND PASS ROAD UNIT 306B
2 bd · 2 ba · 1,070 sqft · $379/sqft · 356 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 285 107TH AVENUE UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 285 107TH AVENUE UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
285 107TH AVENUE UNIT 405 FAQs
What would the monthly payment be for 285 107TH AVENUE UNIT 405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 285 107TH AVENUE UNIT 405?+
The listing reports pets: Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,800, this home is listed about 99% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 285 107TH AVENUE UNIT 405?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33706 market on paper
$2,800 is 99% below the ST PETERSBURG 33706 median of $449,000, and at $3/sqft it sits under the St Petersburg average of $382.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Patrycja Henderson. MLS #TB8534659.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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