1017 CAROLINA AVENUE, MULBERRY, FL, 33860
Active54 days on marketListed Jun 11, 2026MLS #TB8518123
About this home
1017 CAROLINA AVENUE
Virtually Staged. ASSUMABLE MORTGAGE WITH A 2.25% INTEREST RATE AND SELLER WILL CONTRIBUTE TOWARDS CLOSING COSTS!!! One of the most attractive features of this property —a significant advantage that could result in substantial savings compared to today's interest rates. Discover the perfect blend of space, flexibility, and affordability that awaits you with this beautifully maintained home with mother-in-law retreat and NO HOA! Offering 3,146 square feet of total living space with 6 bedrooms and 4 bathrooms, this unique property was thoughtfully expanded to accommodate and care for an elderly family member, creating an ideal setup for multigenerational living or extended family needs. The addition, completed in 2016, was designed with accessibility and comfort in mind, featuring handicap-accessible accommodations that make daily living easier for residents of all abilities. Whether you're caring for aging parents, welcoming extended family, or simply seeking a home with versatile living arrangements, this property provides a rare opportunity to do so with ease and independence. Inside, you'll notice a beautifully remodeled kitchen with new LG black stainless steel appliances, the freshly painted interior offers a bright and welcoming atmosphere, while an updated guest bathroom provides a charming cast-iron tub that adds a touch of timeless character, where you can soak all your troubles away. Major system updates include two A/C units replaced in 2021 and 2024, providing efficiency and peace of mind for years to come. The home's oversized septic system supports the property's expanded living capacity. Situated on a generous lot, the outdoor space offers endless possibilities for gardening, entertaining, recreation, or future enhancements. With six bedrooms already in place, there is plenty of room for large families, home offices, hobby spaces, or guest accommodations. Conveniently located near shopping, schools, restaurants, and parks, this home combines practical functionality with exceptional value. Whether you're seeking a home designed for multigenerational living, a property with room to grow, or an opportunity to take advantage of a low-rate assumable mortgage, this unique opportunity deserves a closer look. Schedule your private showing today and explore the possibilities this versatile Mulberry home has to offer.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,146
Sqft
0.92 ac
Lot size
2
Garage
1970
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,435 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,435/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT IN SUBDIVISION
$207 vs $253
Days on market
54 vs 37 typical
Where $207/sqft sits among the 125 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mulberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
60 of 125
NOT IN SUBDIVISION have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 1017 CAROLINA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$35,658
308 MARTIN LUTHER KING BOULEVARD · same community
4 bd · 2 ba · 2,712 sqft · $13/sqft · 43 DOM
Sold · Dec ’25$485,000
4510 CINDY ROAD · same community
4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM
Sold · Mar ’26$1,450,000
3800 GERBER DAIRY ROAD · same community
3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1017 CAROLINA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1017 CAROLINA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1017 CAROLINA AVENUE FAQs
What would the monthly payment be for 1017 CAROLINA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,435/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1017 CAROLINA AVENUE?+
The most recent tax bill on record (2025) was $6,292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $649,900, this home is listed about 110% above the Mulberry median of $309,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1017 CAROLINA AVENUE?+
Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TMWRK BROKERAGE LLC · Matthew Hall. MLS #TB8518123.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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