David Ramirez
$569,900$599,0004 bd3 ba1,584 sqft$360 /sqft$3,735 /mo all-in ↓

5660 E HIGHWAY 630, FROSTPROOF, FL, 33843

Active154 days on marketListed Feb 19, 2026MLS #K4903298

Reduced $29KFully furnishedManufactured HomeNOT IN SUBDIVISION

About this home

5660 E HIGHWAY 630

4 Bedroom, 3 Bath Manufactured Home on Over 2 Acres – Fully Renovated & Move-In Ready!Located next to River Ranch, this beautifully updated 4-bedroom, 3-bath manufactured home offers the perfect blend of modern upgrades, wide-open space, and peaceful country living. Situated on over 2 acres, this property is ideal for full-time living, weekend retreats, entertaining, or even an income-producing investment opportunity.From the moment you arrive, you’ll appreciate the newly laid gravel driveway and fully fenced perimeter with brand-new gates, offering both curb appeal and privacy. The land has been raised and flood-proofed, providing added peace of mind.Inside, the home has been completely renovated with new flooring throughout, updated light fixtures, new interior doors, and a stunning kitchen featuring stone countertops and brand-new appliances. The spacious layout comfortably accommodates family and guests, and the log wood furniture conveys — including 2 king beds and 4 bunk beds, with TVs in every room.Major system upgrades include:New AC system with all new ductworkNew septic system and updated plumbingNew tie-downs for added structural stabilityBrand-new roofNew water filtration systemStep outside and you’ll find even more to love:Large new metal building garage for vehicles, toys, or storageTwo RV hookups with 200-amp service eachFire pit area perfect for relaxing evenings under the starsCamera surveillance system and floodlights for enhanced securityWhether you're looking for a spacious homestead, a retreat near River Ranch, or a turnkey property ready to enjoy immediately, this one checks all the boxes.Schedule your private showing today — properties with this level of upgrades and acreage don’t last long!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,584

Sqft

2.17 ac

Lot size

4

Garage

2007

Year built

One

Levels

$360

Per sqft

Trees/Woods viewFurnished

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Other · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionLog · Wood Siding
FoundationCrawlspace
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Oversized · Parking Pad · Reserved · RV Garage · RV Parking
ExteriorFire Pit · Permeable Paving · Private Yard · RV Hookup · Storage

Community & fees

Taxes (2025)$3,429/yr
CommunityHorses Allowed

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,735 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$286
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,990
Interest rate6.00%
Loan term

Estimated payment

$3,735/mo

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property taxes (actual bill)$286
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Frostproof

Map of 5660 E HIGHWAY 630

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1063% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

CurrentPrice reduced to $569,900 $29K
Feb 19, 2026Listed at $599,000 · 154 days on market since
2007Built · NOT IN SUBDIVISION

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5660 E HIGHWAY 630 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5660 E HIGHWAY 630 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5660 E HIGHWAY 630 FAQs

What would the monthly payment be for 5660 E HIGHWAY 630?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,735/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5660 E HIGHWAY 630?+

The most recent tax bill on record (2025) was $3,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $569,900, this home is listed about 107% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 5660 E HIGHWAY 630?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$569,900 runs 1063% above the FROSTPROOF 33843 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

154 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $599,000, now $569,900 — a $29K cut. The full history is in the market section below.

Listing courtesy of KEYSTONE REALTY · Michelle Hutto. MLS #K4903298.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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