
607 W STATE ROAD 630, FROSTPROOF, FL, 33843
Active92 days on marketListed Apr 30, 2026MLS #K4903463
About this home
607 W STATE ROAD 630
Welcome to your own private retreat! Tucked away at the end of a long driveway on nearly an acre, this impressive estate offers space, privacy, and stunning lakefront living.A grand two-story façade with stately columns and a slate-tiled front porch sets the tone as you arrive. Inside, the split-level design provides both functionality and flexibility. The main living area features a spacious 3-bedroom, 2-bath layout with a large living room, dining area, and beautifully updated kitchen complete with ceramic tile flooring, modern cabinetry, stainless steel appliances, and a center island cooktop—perfect for gathering and entertaining.Comfort continues throughout with carpeted living spaces, while both upstairs bathrooms feature ceramic tile. The guest bath offers a relaxing jetted tub/shower combo, and the primary suite includes a private shower. High-quality double-pane insulated Pella tilt windows and sliding glass doors with built-in blinds enhance energy efficiency and natural light throughout the home.Step outside to an expansive 19.6’ x 52’ open concrete deck with sleek metal railing, overlooking the spacious backyard, private dock, and a rare white sandy beachfront along the lake—an ideal setting for entertaining or unwinding with peaceful water views.The lower level boasts a massive 33’ x 33’ walk-out basement, complete with a striking stone-faced fireplace, deep double closets, and ample space for recreation, additional sleeping quarters, or a home gym. A convenient half bath and sliding glass doors lead to a covered 19.5’ x 52’ concrete porch, extending your living space outdoors.Additional features include an attached two-car garage with electric openers, a dedicated laundry room, well and tank, water softener system, and a new hot water heater. For all your storage and hobby needs, the property also includes two large detached metal sheds and a tall carport—perfect for boats, vehicles, and outdoor equipment.This one-of-a-kind lakefront property combines elegance, space, and versatility—don’t miss your opportunity to own a slice of Florida paradise!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,185
Sqft
0.99 ac
Lot size
2
Garage
1978
Year built
Two
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,643 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,643/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT IN SUBDIVISION
$228 vs $258
Days on market
92 vs 48 typical
Where $228/sqft sits among the 121 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $245K
Frostproof median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
57 of 121
NOT IN SUBDIVISION have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1380% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 607 W STATE ROAD 630
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$35,658
308 MARTIN LUTHER KING BOULEVARD · same community
4 bd · 2 ba · 2,712 sqft · $13/sqft · 43 DOM
Sold · Dec ’25$485,000
4510 CINDY ROAD · same community
4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM
Sold · Mar ’26$1,450,000
3800 GERBER DAIRY ROAD · same community
3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 607 W STATE ROAD 630 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 607 W STATE ROAD 630 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
607 W STATE ROAD 630 FAQs
What would the monthly payment be for 607 W STATE ROAD 630?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,643/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 607 W STATE ROAD 630?+
The most recent tax bill on record (2025) was $3,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Frostproof?+
At $725,000, this home is listed about 164% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.
Which schools are assigned to 607 W STATE ROAD 630?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KEYSTONE REALTY · Michelle Hutto. MLS #K4903463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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