David Ramirez
$350,000$355,0002 bd2 ba1,030 sqft$340 /sqft$2,987 /mo all-in ↓

1923 BAYSHORE COURT, SAFETY HARBOR, FL, 34695

Active53 days on marketListed Jun 18, 2026MLS #TB8517650

Priced 41% below the SAFETY HARBOR 34695 medianReduced $5KVillaPHILIPPE BAY

About this home

1923 BAYSHORE COURT

One-Story Villa in Safety Harbor – Short Stroll Away from Philippe Park! This beautifully upgraded villa in Safety Harbor combines modern living with the beauty of nature, offering the best of both worlds. Upon entering, you'll immediately notice the open floor plan with new flooring installed in 2024. The kitchen boasts elegant dark cabinets with soft-close features, quartz countertops, stainless steel appliances, and sliders out to your patio area. The spacious primary suite is a true retreat with a stylish bathroom and a walk-in closet, while the screened patio offers a perfect space to unwind, overlooking a fenced-in yard ideal for your furry friends! This villa also has a 1 car garage with extra storage, But what truly sets this home apart is its access to Philippe Park, a gorgeous, expansive green space with scenic trails and endless outdoor activities. Whether you're into hiking, biking, or simply enjoying the peaceful surroundings, this park is your backyard! The community itself adds to the charm, with a pool, outdoor grilling area for entertaining, and tennis courts. Not to mention, you’ll be in the heart of Safety Harbor, known for its lively festivals, delicious restaurants, and vibrant 3rd Friday celebrations. The proximity to the beach, airports, and all the attractions of the Tampa Bay area makes this location absolutely unbeatable. Upates also include a new roof on the main house in 2020, new flat roof in 2024, refrigerator 2025 with a 5 year warranty, and new vinyl fencing 2024. Buyer cancelled due to personal reasons. No Inspections have been done.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,030

Sqft

0.1 ac

Lot size

1

Garage

1984

Year built

One

Levels

$340

Per sqft

Fireplace

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Electric Water Heater · Range
InteriorCeiling Fan(s) · Dry Bar · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Thermostat
LaundryIn Kitchen · Inside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesEast
ExteriorCourtyard · Lighting · Sliding Doors

Community & fees

HOA fee$176/mo
Taxes (2025)$5,224/yr
PetsCats OK, Dogs OK
CommunityPool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Fire Hydrant · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,987 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$435
HOA fee — from the listing$176
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,987/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$435
HOA / condo fee$176
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$278KedgeAI estimate $302,185 · range $289K$298K$364K

vs edgeAI estimate

+15.8%

$/sqft vs Safety Harbor actives

$340 vs $325

Days on market

53 vs 62 typical

Where $340/sqft sits among the 91 Safety Harbor actives

23
25
14 · this home
9
6
14
$134–234$234–333$333–433$433–533$533–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Map of 1923 BAYSHORE COURT

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$548K$554K

Safety Harbor median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

55 of 91

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $5K
Jun 18, 2026Listed at $355,000 · 53 days on market since
1984Built · PHILIPPE BAY

Reality check

What actually sold near 1923 BAYSHORE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

215 LIGHTHOUSE COURT UNIT 40215Sold · Jun ’26

$370,000

215 LIGHTHOUSE COURT UNIT 40215 · same community

2 bd · 2 ba · 1,030 sqft · $359/sqft · 46 DOM

1907 BAYSHORE COURTSold · Feb ’26

$430,000

1907 BAYSHORE COURT · same community

2 bd · 2 ba · 1,235 sqft · $348/sqft · 11 DOM

1906 WESTLEY STREETSold · Jul ’26

$464,000

1906 WESTLEY STREET · same community

2 bd · 2.5 ba · 1,505 sqft · $308/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1923 BAYSHORE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1923 BAYSHORE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1923 BAYSHORE COURT FAQs

What would the monthly payment be for 1923 BAYSHORE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,987/mo — principal and interest, the actual property-tax bill, the $176/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1923 BAYSHORE COURT?+

The association fee works out to $176 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1923 BAYSHORE COURT?+

The most recent tax bill on record (2025) was $5,224. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1923 BAYSHORE COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $350,000, this home is listed about 43% below the Safety Harbor median of $612,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1923 BAYSHORE COURT?+

Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SAFETY HARBOR 34695 market on paper

$350,000 is 41% below the SAFETY HARBOR 34695 median of $589,450, and at $340/sqft it sits under the Safety Harbor average of $412.

02Strong assigned schools

Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $355,000, now $350,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Pamela Smith. MLS #TB8517650.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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