207 LIGHTHOUSE COURT, SAFETY HARBOR, FL, 34695
Active17 days on marketListed Jul 16, 2026MLS #TB8529664
About this home
207 LIGHTHOUSE COURT
NEW PRICE! Welcome to Philippe Bay, one of Safety Harbor's most sought-after communities! Come see this beautifully updated 2-bedroom, 2-bath corner residence with a garage that offers privacy, comfort, and the exceptional Florida lifestyle. Situated on a quiet cul-de-sac, you will love the tranquil atmosphere while walking up the beautifully landscaped path to the brand new screen enclosed door. The Owners have made it a lovely retreat both outside an in. Step inside to discover an inviting open floor plan highlighted by soaring vaulted ceilings, a cozy wood-burning fireplace with a decorative wood hearth, and an abundance of natural light. The spacious kitchen overlooks the dining and living areas, allowing for effortless entertaining while keeping everyone connected. Since purchasing the home, the sellers have invested in numerous quality upgrades, including a new front entry door, upgraded electrical panel, and a complete suite of stainless steel kitchen appliances featuring a refrigerator, oven, microwave, and dishwasher. A brand-new LG ThinQ stackable washer and dryer adds everyday convenience, while elegant plantation shutters throughout the home and stylish shiplap accents in both bathrooms provide timeless character and charm. Modern knockdown ceilings throughout eliminate outdated popcorn ceilings for a fresh, contemporary look. The spacious primary suite offers a walk-in closet and an updated en-suite bath with a step-in shower and separate vanity area. A convenient interior laundry closet provides additional storage. And the second bedroom is nicely sized with a view of the cozy courtyard. Back in the living room you will enjoy the view of the screen enclosed patio and back yard. Outside, you'll appreciate the secluded private area surrounded by landscaping that creates a warm welcome home. Beyond the screened lanai, the sellers extended the outdoor living space with a beautiful paver patio complete with a decorative bird bath—an ideal setting to enjoy your morning coffee or unwind in the evenings. The detached one-car garage and additional storage closet provide plenty of room for vehicles, bikes, and beach gear. Even better, the yard may be fenced, making this a wonderful option for pet owners in this dog-friendly community. Additional improvements include a newer roof installed in 2019 and the benefit of low HOA fees. Residents of Philippe Bay enjoy resort-style amenities including a sparkling community pool (Pool is currently being renovated), tennis courts, basketball court, scenic pond, and exclusive private access to Philippe Park. Just minutes away, downtown Safety Harbor offers award-winning restaurants, boutique shopping, waterfront parks, year-round festivals, and the renowned Safety Harbor Resort & Spa. This move-in ready home perfectly combines thoughtful updates, a prime location, and the relaxed charm that makes Safety Harbor one of Tampa Bay's most desirable places to call home. Schedule your private showing today and experience it for yourself
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,235
Sqft
0.09 ac
Lot size
1
Garage
1984
Year built
One
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,100 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,100/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.4%
$/sqft vs Safety Harbor actives
$336 vs $324
Days on market
17 vs 55 typical
Where $336/sqft sits among the 93 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$508K → $630K
Safety Harbor median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
53 of 93
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 207 LIGHTHOUSE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$430,000
1907 BAYSHORE COURT · same community
2 bd · 2 ba · 1,235 sqft · $348/sqft · 11 DOM
Sold · Jun ’26$370,000
215 LIGHTHOUSE COURT UNIT 40215 · same community
2 bd · 2 ba · 1,030 sqft · $359/sqft · 46 DOM
Sold · Jul ’26$464,000
1906 WESTLEY STREET · same community
2 bd · 2.5 ba · 1,505 sqft · $308/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 207 LIGHTHOUSE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 207 LIGHTHOUSE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
207 LIGHTHOUSE COURT FAQs
What would the monthly payment be for 207 LIGHTHOUSE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,100/mo — principal and interest, the actual property-tax bill, the $176/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 207 LIGHTHOUSE COURT?+
The association fee works out to $176 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 207 LIGHTHOUSE COURT?+
The most recent tax bill on record (2025) was $1,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 207 LIGHTHOUSE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $415,000, this home is listed about 25% below the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.
Which schools are assigned to 207 LIGHTHOUSE COURT?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$415,000 is 17% below the SAFETY HARBOR 34695 median of $499,450, and at $336/sqft it sits under the Safety Harbor average of $403.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $425,000, now $415,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Julia Wright. MLS #TB8529664.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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