304 LOS PRADOS UNIT 304, SAFETY HARBOR, FL, 34695
Active294 days on marketListed Oct 17, 2025MLS #TB8439202
About this home
304 LOS PRADOS UNIT 304
TURNKEY / Fully Furnished 3/2 Ground-Floor Gem in Safety Harbor! Just pack your bags and move right into this rare, meticulously updated 3-bedroom, 2-bathroom ground-floor condo in the highly sought-after Los Prados community. From the moment you step onto your front patio, you are greeted by tranquil, serene pond views that set a relaxing tone for the entire home. Inside, the open-concept floor plan shines with elegant crown molding, fresh neutral paint, modern ceiling fans, luxury vinyl plank flooring & new closet doors throughout. The generous living room flows effortlessly into the dining area, creating an ideal layout for entertaining. Cook with ease in the bright kitchen, equipped with stainless steel appliances, breakfast bar seating, ample counter space, and custom pull-out cabinet drawers. Flexible & Functional Living Spaces: • Versatile Second Bedroom: Features elegant French doors and a built-in desk, making it the perfect home office or guest room. • Private Primary Suite: Tucked quietly at the rear of the unit, boasting double closets with brand new doors and an updated en-suite bathroom with a modern walk-in shower. • Comfortable Third Bedroom: Located down the hall, offering privacy and comfort for visiting guests. • Ultimate Convenience: A spacious indoor utility room comes complete with a washer, dryer, and a bonus water softener system. Resort-Style Amenities & Unbeatable Location: Step outside to enjoy the community pool and hot tub, or use your exclusive, private neighborhood gate directly into Folly Farms Nature Preserve to explore scenic walking trails and community gardens. Located in the vibrant heart of Safety Harbor, you are minutes away from local favorites on Main Street like Crooked Thumb Brewery, Bar Fly, The Tides Market, and The Brinehouse. With effortless commuting access to Tampa, St. Pete, and Clearwater Beach, this rare find offers the ultimate Florida lifestyle. Schedule your tour today! Sellers’ offering $4k buyer’s credit at closing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,250
Sqft
0.6 ac
Lot size
1984
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,592 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,592/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.2%
$/sqft vs Safety Harbor actives
$267 vs $324
Days on market
294 vs 62 typical
Where $267/sqft sits among the 91 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
57 of 91
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 304 LOS PRADOS UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$335,000
217 LOS PRADOS DRIVE UNIT 217 · same community
3 bd · 2 ba · 1,250 sqft · $268/sqft · 4 DOM
Sold · May ’26$255,000
334 LOS PRADOS DRIVE UNIT 421 · same community
2 bd · 2 ba · 1,125 sqft · $227/sqft · 178 DOM
Sold · Dec ’25$300,000
269 LOS PRADOS DRIVE UNIT 1011 · same community
2 bd · 2 ba · 1,050 sqft · $286/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 304 LOS PRADOS UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 304 LOS PRADOS UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
304 LOS PRADOS UNIT 304 FAQs
What would the monthly payment be for 304 LOS PRADOS UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,592/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 304 LOS PRADOS UNIT 304?+
The most recent tax bill on record (2024) was $3,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 304 LOS PRADOS UNIT 304?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $334,000, this home is listed about 46% below the Safety Harbor median of $622,450. The market section on this page shows how the area is trending.
Which schools are assigned to 304 LOS PRADOS UNIT 304?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$334,000 is 43% below the SAFETY HARBOR 34695 median of $589,450, and at $267/sqft it sits under the Safety Harbor average of $413.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
294 days on market against a Safety Harbor median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $385,000, now $334,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Jacques Marion. MLS #TB8439202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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