David Ramirez
$749,9003 bd3 ba1,992 sqft$376 /sqft$4,918 /mo all-in ↓

9910 PENINSULAR DRIVE, GIBSONTON, FL, 33534

Active49 days on marketListed Jun 10, 2026MLS #TB8517537

WaterfrontPrivate poolSingle Family ResidenceALAFIA SHORES SUB 1ST

About this home

9910 PENINSULAR DRIVE

Seller Financing Available! WATERFRONT POOL HOME • NO HOA • PRIVATE BOAT RAMP • DIRECT TAMPA BAY ACCESS • OVER HALF AN ACRE! Welcome to a rare opportunity to own a fully renovated waterfront pool home on the Alafia River. Situated on 0.53 acres, this exceptional property features 3 bedrooms, 3 bathrooms, 1,992 square feet of living space, a private dock and boat ramp, detached workshop, oversized garage, four-car carport, and parking for 10+ vehicles. Bring your boat, RV, trailers, and toys—there are no HOA restrictions here. Enjoy the ultimate Florida waterfront lifestyle with direct boating access to Tampa Bay from your own backyard. Recent improvements include 2026 Seawall, 2025 Impact Windows, 2025 HVAC, a fully renovated interior, remodeled kitchen and bathrooms, upgraded appliances, custom pool with screened enclosure, dock, boat ramp, and extensive outdoor hardscaping. Inside, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an ideal space for everyday living and entertaining. A versatile bonus room offers the perfect space for a home office, game room, or additional sitting area with scenic canal views. The split-bedroom layout provides privacy, with the primary suite on one side of the home and two additional bedrooms and bathrooms on the other. A unique feature of this floor plan is the presence of two bedroom suites with private en-suite bathrooms, making it ideal for guests or multigenerational living. The interior has been extensively renovated with wood-look tile flooring throughout, updated bathrooms, solid-core doors, and a stunning kitchen featuring custom cabinetry, quartz countertops, tile backsplash, and upgraded appliances. Step outside to your private screened waterfront oasis. The saltwater pool and spa are surrounded by paver decking and a covered lanai, creating the perfect setting to relax while enjoying unobstructed views of the canal and Alafia River. Enjoy a fully fenced backyard, providing plenty of space for pets to play, along with a convenient doggy door offering easy access to the screened pool area. Paver walkways lead to the private dock and boat ramp, providing convenient access for boating, fishing, and waterfront recreation. A fire pit area offers additional outdoor entertaining space. The property also includes a detached garage workshop, oversized 1-car garage, covered parking for boats, RVs, or vehicles, and a 30-amp RV hookup. Conveniently located on the Alafia River with direct access to Tampa Bay, this property is a boater's dream. Spend your days cruising to Beer Can Island, waterfront restaurants, Downtown Tampa, or St. Petersburg — all accessible by boat from your own backyard. By land, you're just minutes from I-75 via the Gibsonton exit and US Highway 41, placing Downtown Tampa less than 20 minutes away. Everyday conveniences are nearby, including grocery stores, the Xscape/GDX Theatre, shopping, dining, waterfront restaurants, marinas, and endless entertainment options. Opportunities like this are rare! Over half an acre of waterfront living with a private boat ramp, dock, pool, and NO HOA restrictions. Schedule your private showing today and experience the Florida waterfront lifestyle at its finest!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,992

Sqft

0.53 ac

Lot size

1

Garage

1976

Year built

One

Levels

$376

Per sqft

Private poolWaterfrontWater view

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationSlab
ViewWater
FacesWest
ParkingBoat · Covered · Golf Cart Parking · On Street · RV Carport · Workshop in Garage
ExteriorRV Hookup · Storage

Community & fees

Taxes (2025)$5,168/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,918 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$431
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$4,918/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$431
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gibsonton actives

$376 vs $171

Days on market

49 vs 27 typical

Where $376/sqft sits among the 46 Gibsonton actives

23
13
5
2
2
1 · this home
$127–169$169–210$210–252$252–293$293–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gibsonton

Map of 9910 PENINSULAR DRIVE

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)32 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Gibsonton. See the full Gibsonton guide →

GIBSONTON 33534 — neighborhood snapshot

Population

18,018

Median age

33.1

Median income

$73,600

Median home value

$274,000

Avg household

3.14

Households w/ children

2,552

For the school run

Hillsborough County School District

ElementaryCorr Elementary School★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gibsonton market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$310K$375K

Gibsonton median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

21 of 46

Gibsonton actives have cut their price

Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 138% above the GIBSONTON 33534 median. See the full Gibsonton market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $749,900 · 49 days on market since
1976Built · ALAFIA SHORES SUB 1ST

Reality check

What actually sold near 9910 PENINSULAR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9934 PENINSULAR DRIVESold · Oct ’25

$635,000

9934 PENINSULAR DRIVE · same community

4 bd · 3.5 ba · 2,506 sqft · $253/sqft · 76 DOM

10410 GLORIA STREETSold · Jun ’26

$295,000

10410 GLORIA STREET

3 bd · 2 ba · 1,984 sqft · $149/sqft · 0 DOM

9917 PREVATT STREETSold · Sep ’25

$425,000

9917 PREVATT STREET

3 bd · 2 ba · 1,902 sqft · $223/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9910 PENINSULAR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9910 PENINSULAR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9910 PENINSULAR DRIVE FAQs

What would the monthly payment be for 9910 PENINSULAR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,918/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9910 PENINSULAR DRIVE?+

The most recent tax bill on record (2025) was $5,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gibsonton?+

At $749,900, this home is listed about 122% above the Gibsonton median of $337,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9910 PENINSULAR DRIVE?+

Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Nes Zuluaga. MLS #TB8517537.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Gibsonton homes, in your inbox

Like 9910 PENINSULAR DRIVE but not quite? A daily digest of every new listing in Gibsonton — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 29, 2026 at 5:38 AM UTC. The listing information on this page last changed on July 29, 2026 at 5:38 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 29, 2026 at 5:38 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 29, 2026 at 5:38 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.