
9910 PENINSULAR DRIVE, GIBSONTON, FL, 33534
Active49 days on marketListed Jun 10, 2026MLS #TB8517537
About this home
9910 PENINSULAR DRIVE
Seller Financing Available! WATERFRONT POOL HOME • NO HOA • PRIVATE BOAT RAMP • DIRECT TAMPA BAY ACCESS • OVER HALF AN ACRE! Welcome to a rare opportunity to own a fully renovated waterfront pool home on the Alafia River. Situated on 0.53 acres, this exceptional property features 3 bedrooms, 3 bathrooms, 1,992 square feet of living space, a private dock and boat ramp, detached workshop, oversized garage, four-car carport, and parking for 10+ vehicles. Bring your boat, RV, trailers, and toys—there are no HOA restrictions here. Enjoy the ultimate Florida waterfront lifestyle with direct boating access to Tampa Bay from your own backyard. Recent improvements include 2026 Seawall, 2025 Impact Windows, 2025 HVAC, a fully renovated interior, remodeled kitchen and bathrooms, upgraded appliances, custom pool with screened enclosure, dock, boat ramp, and extensive outdoor hardscaping. Inside, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an ideal space for everyday living and entertaining. A versatile bonus room offers the perfect space for a home office, game room, or additional sitting area with scenic canal views. The split-bedroom layout provides privacy, with the primary suite on one side of the home and two additional bedrooms and bathrooms on the other. A unique feature of this floor plan is the presence of two bedroom suites with private en-suite bathrooms, making it ideal for guests or multigenerational living. The interior has been extensively renovated with wood-look tile flooring throughout, updated bathrooms, solid-core doors, and a stunning kitchen featuring custom cabinetry, quartz countertops, tile backsplash, and upgraded appliances. Step outside to your private screened waterfront oasis. The saltwater pool and spa are surrounded by paver decking and a covered lanai, creating the perfect setting to relax while enjoying unobstructed views of the canal and Alafia River. Enjoy a fully fenced backyard, providing plenty of space for pets to play, along with a convenient doggy door offering easy access to the screened pool area. Paver walkways lead to the private dock and boat ramp, providing convenient access for boating, fishing, and waterfront recreation. A fire pit area offers additional outdoor entertaining space. The property also includes a detached garage workshop, oversized 1-car garage, covered parking for boats, RVs, or vehicles, and a 30-amp RV hookup. Conveniently located on the Alafia River with direct access to Tampa Bay, this property is a boater's dream. Spend your days cruising to Beer Can Island, waterfront restaurants, Downtown Tampa, or St. Petersburg — all accessible by boat from your own backyard. By land, you're just minutes from I-75 via the Gibsonton exit and US Highway 41, placing Downtown Tampa less than 20 minutes away. Everyday conveniences are nearby, including grocery stores, the Xscape/GDX Theatre, shopping, dining, waterfront restaurants, marinas, and endless entertainment options. Opportunities like this are rare! Over half an acre of waterfront living with a private boat ramp, dock, pool, and NO HOA restrictions. Schedule your private showing today and experience the Florida waterfront lifestyle at its finest!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,992
Sqft
0.53 ac
Lot size
1
Garage
1976
Year built
One
Levels
$376
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,918 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,918/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gibsonton actives
$376 vs $171
Days on market
49 vs 27 typical
Where $376/sqft sits among the 46 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $375K
Gibsonton median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
21 of 46
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9910 PENINSULAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$635,000
9934 PENINSULAR DRIVE · same community
4 bd · 3.5 ba · 2,506 sqft · $253/sqft · 76 DOM
Sold · Jun ’26$295,000
10410 GLORIA STREET
3 bd · 2 ba · 1,984 sqft · $149/sqft · 0 DOM
Sold · Sep ’25$425,000
9917 PREVATT STREET
3 bd · 2 ba · 1,902 sqft · $223/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9910 PENINSULAR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9910 PENINSULAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9910 PENINSULAR DRIVE FAQs
What would the monthly payment be for 9910 PENINSULAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,918/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9910 PENINSULAR DRIVE?+
The most recent tax bill on record (2025) was $5,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gibsonton?+
At $749,900, this home is listed about 122% above the Gibsonton median of $337,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9910 PENINSULAR DRIVE?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Nes Zuluaga. MLS #TB8517537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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