12020 BULLFROG CREEK ROAD, GIBSONTON, FL, 33534
Active381 days on marketListed Jul 25, 2025MLS #TB8410883
About this home
12020 BULLFROG CREEK ROAD
3 Parcels being sold together. 12054 Bullfrog Creek Rd 12112 Bullfrog Creek Rd 12020 Bullfrog Creek Rd
Facts & features
The home at a glance
15.53 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,897 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,897/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $306K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12020 BULLFROG CREEK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$410,000
11332 SYLVAN GREEN LANE · same community
1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM
Sold · Mar ’26$220,000
4105 ROBINSON ROAD · same community
2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM
Sold · Dec ’25$130,000
12036 BULLFROG CREEK ROAD · same community
2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12020 BULLFROG CREEK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12020 BULLFROG CREEK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12020 BULLFROG CREEK ROAD FAQs
What would the monthly payment be for 12020 BULLFROG CREEK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,897/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12020 BULLFROG CREEK ROAD?+
The most recent tax bill on record (2024) was $1,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gibsonton?+
At $799,000, this home is listed about 142% above the Gibsonton median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12020 BULLFROG CREEK ROAD?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 166% above the GIBSONTON 33534 median.
02Time on market is leverage
381 days on market against a Gibsonton median of 26 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $899,000, now $799,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Jennifer Fieo. MLS #TB8410883.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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