9935 RIVER DRIVE, GIBSONTON, FL, 33534
Active100 days on marketListed Apr 14, 2026MLS #TB8497530
About this home
9935 RIVER DRIVE
A Rare Find – Alafia River home! The property has an assumable mortgage with a 4% interest rate. This fully renovated 3 bed 2 bath ranch style block home sits on a huge lot with waterfront access to the Alafia river and a short boat ride to Tampa Bay. Bring your boat, RV, & other fun toys ~ **No HOA or CDD** Conveniently located just minutes from I-75 and US-41, restaurants, shopping, & more - you can enjoy quiet living with quick access to all life’s needs! Savor the fully fence almost half acre lot featuring your own onsite kayak/paddleboard launch and covered dock with boat lift. The plumbing, electrical, and septic system were updated in 2017 & 2018. New fence, fresh interior and exterior paint, newly renovated kitchen & bathroom, flooring, and more! **HVAC 2024** Relax with a cold drink or good book on the enclosed rear lanai overlooking the large backyard and canal. Located on a quiet dead-end street, this property is a peaceful slice of true Florida living. All the bedrooms are nicely sized with ample closet space. The easy flow between the kitchen, living room, family room, and outdoor lanai creates the perfect house for entertaining in everyday life or could serve as a great vacation getaway (Airbnb & rental income potential). Schedule your showing today and come enjoy the Florida waterfront lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,471
Sqft
0.36 ac
Lot size
1964
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,016 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,016/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+66.3%
Days on market
100 vs 27 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $375K
Gibsonton median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9935 RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9935 RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9935 RIVER DRIVE FAQs
What would the monthly payment be for 9935 RIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,016/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9935 RIVER DRIVE?+
The most recent tax bill on record (2025) was $7,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gibsonton?+
At $510,000, this home is listed about 51% above the Gibsonton median of $337,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9935 RIVER DRIVE?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$510,000 runs 62% above the GIBSONTON 33534 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
100 days on market against a Gibsonton median of 27 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $519,000, now $510,000 — a $9K cut. The full history is in the market section below.
Listing courtesy of COMPASS FLORIDA LLC · Mckenzie Currie. MLS #TB8497530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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