6459 RUBIA CIRCLE, APOLLO BEACH, FL, 33572
Active36 days on marketListed Jun 15, 2026MLS #TB8517345
About this home
6459 RUBIA CIRCLE
Virtually Staged. Welcome to an architectural masterpiece offering unparalleled coastal living in Apollo Beach’s premier waterfront community. This stunning 4-bedroom, 6-bathroom estate masterfully combines grand Mediterranean elegance with modern luxury, presenting a lifestyle of pure sophistication, deep-water access, and breathtaking panoramic views. From the moment you step through the majestic double wrought-iron entry doors, you are greeted by a soaring two-story great room framed by a massive wall of windows that floods the space with natural light and captures prime views of the water. The gourmet chef’s kitchen is a culinary dream, equipped with a premium Wolf professional gas range, Sub-Zero refrigeration, a sprawling central island, and high-end custom cabinetry. Seamlessly transition outdoors to your private backyard paradise, featuring a sparkling waterfront pool, an integrated stone-tiled spa, a fully equipped summer kitchen with a premium built-in grill, and an expansive private dock ready for your boat with effortless, direct access to Tampa Bay. Designed for ultimate flexibility and generational privacy, this estate features dual primary en-suites—one on the first level and one on the second. The first-floor primary retreat offers direct access through rear sliders to the pool deck, dual custom walk-in closets, and a spa-like bathroom, while the secondary upstairs bedrooms open to sprawling private balconies. Navigating this multi-generational estate is effortless thanks to a private elevator servicing the floors. For premier entertaining, the home boasts a dedicated home theater room for movie nights, an exclusive wine cellar to house your private collection, and the ultimate coastal feature: a spectacular crow’s nest providing 360-degree views of breathtaking Florida sunsets. Situated in Andalucia—Apollo Beach's premier gated waterfront community featuring 24-hour security, a yacht club, tennis courts, Jetty and a private clubhouse directly on the bay—this home offers a rare opportunity to live the ultimate vacation lifestyle every single day.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
5,317
Sqft
0.43 ac
Lot size
3
Garage
2007
Year built
Three Or More
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,680 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,680/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$374 vs $227
Days on market
36 vs 56 typical
Where $374/sqft sits among the 400 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
220 of 400
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 342% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6459 RUBIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$728,000
5209 Beland Drive, Lake Worth FL 33467 · same community
4 bd · 3.5 ba · 3,849 sqft · $189/sqft · 44 DOM
Sold · May ’26$1,100,000
6434 RUBIA CIRCLE · same community
4 bd · 4.5 ba · 3,759 sqft · $293/sqft · 873 DOM
Sold · Mar ’26$850,000
6408 RUBIA CIRCLE · same community
5 bd · 4 ba · 3,638 sqft · $234/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6459 RUBIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6459 RUBIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6459 RUBIA CIRCLE FAQs
What would the monthly payment be for 6459 RUBIA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,680/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6459 RUBIA CIRCLE?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6459 RUBIA CIRCLE?+
The most recent tax bill on record (2025) was $20,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6459 RUBIA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,990,000, this home is listed about 306% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6459 RUBIA CIRCLE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · David Lovitch. MLS #TB8517345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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