David Ramirez
$1,424,900$1,499,9004 bd4 ba3,914 sqft$364 /sqft$8,796 /mo all-in ↓

6104 LAGOMAR LANE, APOLLO BEACH, FL, 33572

Active43 days on marketListed Jun 12, 2026MLS #TB8518543

Reduced $75KPrivate poolSingle Family ResidenceANDALUCIA

About this home

6104 LAGOMAR LANE

Welcome to luxury waterfront living in the exclusive community of Andalucia, where boating, recreation, and resort-style amenities come together to create an exceptional Florida lifestyle. Complete with a private marina slip, 10,000-pound boat lift, and access to an impressive collection of community amenities, this home offers a rare opportunity to enjoy one of Tampa Bay's most sought-after waterfront neighborhoods. Built with concrete block construction all the way to the roofline and featuring 150 MPH-rated impact windows, this residence combines peace of mind with timeless elegance. Inside, you'll find luxury vinyl plank flooring throughout with **zero carpet**, custom built-in closets, and crown molding in the living room, kitchen, and primary suite. The thoughtfully designed kitchen showcases rich wood cabinetry with soft-close doors and drawers, abundant storage, a dedicated coffee bar, and a stunning 48-inch Café gas range. Designed for entertaining, the home seamlessly blends indoor and outdoor living. The finished screened lanai features a fully equipped outdoor kitchen, a custom bar area, and overlooks the heated saltwater pool and spa with a submerged sun shelf. Upstairs, a second outdoor bar is located on the private lanai off the executive office, creating an elevated retreat perfect for entertaining guests, enjoying sunset views, or working from home in style. Additional features include a whole-home Titan water filtration system, custom closet systems, and premium finishes throughout. Residents of Andalucia enjoy an unmatched lifestyle with a private marina, boat ramp, country club, tennis courts, pickleball courts, and beautifully maintained community amenities. Whether you're heading out for a day on Tampa Bay, enjoying an afternoon match, or relaxing poolside at home, this property delivers the perfect blend of luxury, recreation, and waterfront living. This is more than a home—it's a waterfront lifestyle designed for those who want the very best of Tampa Bay living.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,914

Sqft

0.18 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$364

Per sqft

Private poolWater viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorBalcony · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

HOA fee$332/mo
Taxes (2025)$968/yr
PetsYes
CommunityBay/Harbor Front · Boat Slip · Marina · Clubhouse · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Propane · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,796 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property tax — 2025 actual bill$81
HOA fee — from the listing$332
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $142,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $142,490
Interest rate6.00%
Loan term

Estimated payment

$8,796/mo

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property taxes (actual bill)$81
HOA / condo fee$332
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.3MedgeAI estimate $1,447,328 · range $1.4M$1.7M$1.8M

vs edgeAI estimate

−1.5%

$/sqft vs Apollo Beach actives

$364 vs $227

Days on market

43 vs 56 typical

Where $364/sqft sits among the 397 Apollo Beach actives

152
118
35
27 · this home
29
36
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6104 LAGOMAR LANE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

227 of 397

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 217% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,424,900 $75K
Jun 12, 2026Listed at $1,499,900 · 43 days on market since
2024Built · ANDALUCIA

Reality check

What actually sold near 6104 LAGOMAR LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5209 Beland Drive, Lake Worth FL 33467Sold · Oct ’25

$728,000

5209 Beland Drive, Lake Worth FL 33467 · same community

4 bd · 3.5 ba · 3,849 sqft · $189/sqft · 44 DOM

6434 RUBIA CIRCLESold · May ’26

$1,100,000

6434 RUBIA CIRCLE · same community

4 bd · 4.5 ba · 3,759 sqft · $293/sqft · 873 DOM

6408 RUBIA CIRCLESold · Mar ’26

$850,000

6408 RUBIA CIRCLE · same community

5 bd · 4 ba · 3,638 sqft · $234/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6104 LAGOMAR LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6104 LAGOMAR LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6104 LAGOMAR LANE FAQs

What would the monthly payment be for 6104 LAGOMAR LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,796/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6104 LAGOMAR LANE?+

The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6104 LAGOMAR LANE?+

The most recent tax bill on record (2025) was $968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6104 LAGOMAR LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,424,900, this home is listed about 191% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6104 LAGOMAR LANE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,424,900 runs 217% above the APOLLO BEACH 33572 median — but at 3,914 sqft it's also nearly twice the size of the typical Apollo Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $1,499,900, now $1,424,900 — a $75K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · John Morgan. MLS #TB8518543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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