David Ramirez
$2,500,0004 bd5 ba4,820 sqft$519 /sqft$16,594 /mo all-in ↓

1317 JUMANA LOOP, APOLLO BEACH, FL, 33572

Active39 days on marketListed Jun 11, 2026MLS #TB8516250

WaterfrontPrivate poolSingle Family ResidenceANDALUCIA

About this home

1317 JUMANA LOOP

The Pinnacle of Andalucia Bayfront Living. Poised on open sailboat water, this extraordinary estate captures sweeping, unobstructed bay views and breathtaking sunsets. Set on 84 feet of premier bay frontage, the property offers unmatched privacy within the guard-gated Andalucia community. Designed for grand-scale entertaining and refined coastal elegance, this 4,820 sq. ft. 4 Bedroom, 6 Bath residence makes a striking first impression with a circular paver driveway and custom landscape and lighting. Inside, curated luxury finishes and a light-filled great room with a gas fireplace seamlessly flow through massive triple sliding doors to an expansive covered terrace—delivering the ultimate indoor-outdoor waterfront lifestyle. The chef’s kitchen is a culinary masterpiece, featuring a center island with an integrated cooktop, breakfast bar, and a casual dinette. Perfectly positioned for effortless entertainment, it flows seamlessly into a fully equipped wet bar boasting a wine refrigerator, dedicated dishwasher, sink, bespoke wine cabinetry, and raised bar seating. The thoughtfully designed first floor introduces grand spaces for hosting, including a sophisticated formal living room and a stately dining room. Essential amenities include a separate culinary pantry and a dedicated laundry studio. Accommodations on this level are exceptionally generous, comprising three full guest suites—each with its own dedicated bath—plus a stylish powder room. The entire second floor is dedicated to luxury and leisure. It features a spacious game room alongside the palatial primary suite—a private sanctuary boasting panoramic bay views and a secluded balcony with its own cozy fireplace. The spa-like primary bath features a deep soaking sports therapeutic tub, a walk-in shower, and a double vanity, complemented by an expansive walk-in closet. For ultimate convenience, the suite also includes dedicated, private washer and dryer hookups. The backyard is a resort-style oasis designed for the ultimate Florida lifestyle. An expansive patio leads to a luxury pool and a fully equipped exquisite outdoor kitchen and a built-in pizza oven. Gather around the custom sunken seating area and fire pit for unforgettable evenings, or head down to the private dock, which features two boat lifts and offers immediate access to open sailboat water. Beyond the gates, residents of Andalucia enjoy an unparalleled neighborhood lifestyle with exclusive access to a private bayfront clubhouse, a resort-style community pool, jetty, yacht club and lighted tennis courts. The neighborhood also features beautifully landscaped bayfront common areas and a private playground, adding to the community's coastal charm.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

4,820

Sqft

0.18 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$519

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringEngineered Hardwood · Travertine
AppliancesCooktop · Dishwasher · Microwave · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorthwest
ParkingDriveway · Oversized
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$332/mo
Taxes (2025)$20,097/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Marina · Water Access · Waterfront · Clubhouse · Deed Restrictions · Gated Community - Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$16,594 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property tax — 2025 actual bill$1,675
HOA fee — from the listing$332
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $250,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $250,000
Interest rate6.00%
Loan term

Estimated payment

$16,594/mo

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property taxes (actual bill)$1,675
HOA / condo fee$332
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.5M
$1.6MedgeAI estimate $1,936,499 · range $1.7M$2.1M$2.6M

vs edgeAI estimate

+29.1%

$/sqft vs Apollo Beach actives

$519 vs $228

Days on market

39 vs 56 typical

Where $519/sqft sits among the 400 Apollo Beach actives

162
117
33
35
25
28 · this home
$153–214$214–275$275–336$336–397$397–458$458+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 1317 JUMANA LOOP

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)54 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

223 of 400

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 456% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $2,500,000 · 39 days on market since
2004Built · ANDALUCIA

Reality check

What actually sold near 1317 JUMANA LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5209 Beland Drive, Lake Worth FL 33467Sold · Oct ’25

$728,000

5209 Beland Drive, Lake Worth FL 33467 · same community

4 bd · 3.5 ba · 3,849 sqft · $189/sqft · 44 DOM

6434 RUBIA CIRCLESold · May ’26

$1,100,000

6434 RUBIA CIRCLE · same community

4 bd · 4.5 ba · 3,759 sqft · $293/sqft · 873 DOM

6408 RUBIA CIRCLESold · Mar ’26

$850,000

6408 RUBIA CIRCLE · same community

5 bd · 4 ba · 3,638 sqft · $234/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1317 JUMANA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1317 JUMANA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1317 JUMANA LOOP FAQs

What would the monthly payment be for 1317 JUMANA LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,594/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1317 JUMANA LOOP?+

The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1317 JUMANA LOOP?+

The most recent tax bill on record (2025) was $20,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1317 JUMANA LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $2,500,000, this home is listed about 410% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1317 JUMANA LOOP?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · David Lovitch. MLS #TB8516250.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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