265 BAYBERRY DRIVE, POLK CITY, FL, 33868
Pending58 days on marketListed Jun 9, 2026MLS #TB8516871
About this home
265 BAYBERRY DRIVE
LOCATION, LOCATION, LOCATION! Welcome to lakeside living at its finest in the desirable Lake Agnes community of Polk City. Situated on an oversized corner lot with private dock access to Lake Agnes directly across the street, this beautifully maintained 3-bedroom, 2-bathroom pool home offers the perfect blend of comfort, functionality, and outdoor living. Step inside to discover a bright, open-concept floor plan filled with natural light from oversized windows. Property features a bonus room that can be used as an office, a den, or a fourth bedroom. The spacious living room centers around a cozy fireplace, creating the perfect gathering space, while the adjacent dining area features a charming bay window overlooking the property. The kitchen is designed for both everyday living and entertaining, complete with stainless steel appliances, a breakfast bar, dual sink, abundant cabinet storage, and an additional flex space ideal for a breakfast nook or sitting area. The split-bedroom floor plan provides privacy for the primary suite, which features an elegant tray ceiling and a spacious ensuite bathroom with dual vanities, a garden tub, separate shower, and generous storage. Three additional bedrooms are located on the opposite side of the home, along with a secondary bathroom that conveniently provides direct access to the lanai and pool area. Outdoor living truly shines with a screened-in pool and spa, creating your own private retreat for relaxing afternoons, weekend gatherings, and memorable BBQs. The oversized, fully fenced backyard offers plenty of room for pets, play, and entertaining. Additional features include a dedicated laundry room with utility sink and storage cabinets, two separate garages with individual driveways providing ample parking and flexibility, and numerous recent updates for peace of mind, including a new roof, new flooring, new water heater, newly screened pool enclosure, and new pool heater. One of the A/C systems is brand new. Conveniently located less than five minutes from Publix, shopping, dining, and downtown Polk City, with easy access to I-4, Highway 33, and the Polk Parkway (570), this deed-restricted community offers the rare combination of tranquility, convenience, and lake access. Don't miss your opportunity to own this exceptional property in one of Polk City's most desirable locations.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,209
Sqft
0.31 ac
Lot size
3
Garage
2005
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$233 vs $279
Days on market
58 vs 57 typical
Where $233/sqft sits among the 88 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
47 of 88
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 951% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 BAYBERRY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$595,000
352 MEANDERING WAY
3 bd · 2 ba · 2,214 sqft · $269/sqft · 8 DOM
Sold · Dec ’25$510,000
410 NOLANE LANE
4 bd · 3 ba · 2,233 sqft · $228/sqft · 73 DOM
Sold · Dec ’25$500,000
1056 RALLY DRIVE
2 bd · 3 ba · 2,134 sqft · $234/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 265 BAYBERRY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 BAYBERRY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
265 BAYBERRY DRIVE FAQs
What would the monthly payment be for 265 BAYBERRY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,884/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 265 BAYBERRY DRIVE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 265 BAYBERRY DRIVE?+
The most recent tax bill on record (2025) was $5,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 265 BAYBERRY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $515,000, this home is listed about 30% above the Polk City median of $397,500. The market section on this page shows how the area is trending.
Which schools are assigned to 265 BAYBERRY DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 951% above the POLK CITY 33868 median — but at 2,209 sqft it's also 36% larger than the typical Polk City listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $525,000, now $515,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Chris Sakamoto. MLS #TB8516871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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