576 MEANDERING WAY, POLK CITY, FL, 33868
Active140 days on marketListed Mar 18, 2026MLS #L4960258
About this home
576 MEANDERING WAY
Are you dreaming of a cozy winter escape, or perhaps a charming year-round residence in a vibrant community? Look no further than this stunning 1 bedroom, 1 bath home nestled in the highly desirable Mt. Olive Shores North. Built in 2013 and situated on a generous double lot (approximately 150'x127'), this property offers the perfect blend of comfort, convenience, and Florida sunshine. Imagine stepping inside to a bright and airy open floor plan. The kitchen seamlessly flows into a welcoming bar counter with chairs, perfect for casual meals and conversation. Beyond that, an extra-large living/dining room area provides ample space for relaxation and entertaining. Picture yourself hosting friends and family, creating memories that will last a lifetime. But the beauty doesn't stop indoors. Step outside onto your own private, fenced-in patio, a cozy garden oasis with a built-in concrete table and benches. This is the ideal spot to unwind with a good book, enjoy al fresco dining, or simply soak up the Florida sunshine. This meticulously maintained 1,235 sq ft home boasts beautiful wood grain ceramic tile throughout, creating a warm and inviting atmosphere. Custom honeycomb blinds and valances add a touch of elegance, while solar tube lighting in the kitchen and bath floods the spaces with natural light. A whole-house vacuum system makes cleaning a breeze. The spacious master bedroom is a true retreat, featuring a beautiful bay window, a tray ceiling, his-and-her closets, and extra storage above for keeping everything organized. The laundry closet and main bathroom are conveniently located off the hallway, along with a dedicated office area complete with a built-in desk, storage, and shelving. For the RV enthusiast, this property is a dream come true. The extra-wide RV port (55'x22') is equipped with both hot and cold water spigots. Behind the RV port, you'll find a 11'x14' storage area with extra-wide pull-down steps, providing even more storage space in the attic. The paver driveway offers ample parking, with extra space on the side. Finally, the beautifully landscaped yard, complete with several fruit trees, adds the perfect finishing touch to this exceptional property. This home is more than just a house; it's a lifestyle. Don't miss your chance to own this piece of paradise. Call today to schedule an appointment and experience the magic for yourself. You won't be disappointed!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,235
Sqft
0.41 ac
Lot size
2013
Year built
One
Levels
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,157 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,157/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.5%
$/sqft vs Polk City actives
$428 vs $273
Days on market
140 vs 54 typical
Where $428/sqft sits among the 85 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
49 of 85
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 980% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 576 MEANDERING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$250,000
5206 GRIMES ROAD
2 bd · 2 ba · 1,236 sqft · $202/sqft · 39 DOM
Sold · Sep ’25$125,000
5206 GRIMES ROAD
2 bd · 2 ba · 1,236 sqft · $101/sqft · 22 DOM
Sold · Sep ’25$505,000
652 MEANDERING WAY
1 bd · 2 ba · 1,240 sqft · $407/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 576 MEANDERING WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 576 MEANDERING WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
576 MEANDERING WAY FAQs
What would the monthly payment be for 576 MEANDERING WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,157/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 576 MEANDERING WAY?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 576 MEANDERING WAY?+
The most recent tax bill on record (2025) was $3,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 576 MEANDERING WAY?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $529,000, this home is listed about 34% above the Polk City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 576 MEANDERING WAY?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4960258.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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