305 MOTORCOACH DRIVE S, POLK CITY, FL, 33868
Active155 days on marketListed Mar 6, 2026MLS #L4960001
About this home
305 MOTORCOACH DRIVE S
Discover the perfect blend of luxury and convenience in this stunning 2-bedroom, 2-bathroom single-family residence, designed specifically for the motorcoach lifestyle. Located in the highly sought-after, gated community of Mt. Olive Shores North, this property offers an unparalleled living experience for those who love the open road but appreciate a high-end home base. An expansive 5-car garage space featuring RV hookups, perfect for your motorcoach and additional vehicles. RV Port garage measures approximately 14'x71'. Elegant porcelain tile and luxury vinyl flooring throughout (no carpet!). Modern kitchen with a full suite of appliances including a range, refrigerator, and dishwasher. Spacious primary suite with a walk-in closet and a beautiful bathroom. The primary bedroom has direct access to the enclosed lanai for a perfect place to enjoy a morning coffee or evening nightcap. Cozy living room featuring a fireplace and open floorplan to the kitchen. Dedicated study/den for a home office or hobby room. This home offers a very private large yard with paved area for entertaining. A generator is also included for piece of mind during the storm season. The community itself is a paradise for active adults, offering: Water Access: Community boat ramp, dock, and lake access for fishing and boating. Amenities: Clubhouse, fitness center, dog park, and a refreshing community pool. Security: Peace of mind with a guard-gated entrance 24/7 365 days a year and deed restrictions. Don't miss your chance to own this premier motorcoach estate! Interested in a tour? Please contact us to schedule a showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,638
Sqft
0.29 ac
Lot size
5
Garage
2001
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,040 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,040/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.8%
$/sqft vs Polk City actives
$334 vs $277
Days on market
155 vs 54 typical
Where $334/sqft sits among the 81 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $290K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
44 of 81
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1016% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 305 MOTORCOACH DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$532,000
322 TRAVELERS DRIVE · same community
2 bd · 2 ba · 1,401 sqft · $380/sqft · 63 DOM
Sold · Dec ’25$299,000
333 MOTORCOACH DRIVE S · same community
2 bd · 2 ba · 1,293 sqft · $231/sqft · 5 DOM
Sold · Mar ’26$445,000
341 MOTORCOACH DRIVE S · same community
3 bd · 2 ba · 2,110 sqft · $211/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 305 MOTORCOACH DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 305 MOTORCOACH DRIVE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
305 MOTORCOACH DRIVE S FAQs
What would the monthly payment be for 305 MOTORCOACH DRIVE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,040/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 305 MOTORCOACH DRIVE S?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 305 MOTORCOACH DRIVE S?+
The most recent tax bill on record (2025) was $3,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 305 MOTORCOACH DRIVE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $547,000, this home is listed about 35% above the Polk City median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 305 MOTORCOACH DRIVE S?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Christine Stull. MLS #L4960001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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