David Ramirez
$370,000$385,0002 bd1.5 ba1,425 sqft$260 /sqft$2,792 /mo all-in ↓

323 TRAVELERS DRIVE, POLK CITY, FL, 33868

Active729 days on marketListed Aug 16, 2024MLS #L4946813

Reduced $15KSingle Family ResidenceMT OLIVE SHORES NORTH ADD 01

About this home

323 TRAVELERS DRIVE

Virtually Staged. This well-maintained home in Mt. Olive Shores North offers a thoughtful combination of comfortable living space, functional design, and features that enhance everyday livability within this highly sought-after RV community. With approximately 1,425 sq. ft. of living space, the home is designed for both full-time and seasonal living. The main living area flows seamlessly into an air-conditioned lanai, creating an extended space for relaxing, entertaining, or enjoying morning coffee while overlooking a private, picket-fenced yard, a distinctive feature that adds both charm and usability. The two-bedroom layout provides flexibility to fit your lifestyle, with the second bedroom ideal for a home office, guest space, or additional living area. The primary bathroom features a dual vanity, offering added convenience for daily routines. The 55’ x 15’ RV port with side screens offers protection, privacy, and ease of use, supporting the needs of RV owners while maintaining a clean, cohesive outdoor space. Additional highlights include: Plantation shutters throughout for light control and privacy, Double closets in the primary bedroom for ample storage, All major appliances included: refrigerator, dishwasher, microwave, washer, and dryer, for a smooth, move-in-ready experience, 10’ x 10’ storage building: ideal for tools, equipment, or RV accessories, helping to keep living and garage spaces organized, Accessible attic space for seasonal items and overflow. This property offers a well-balanced combination of indoor comfort and outdoor functionality, making it an excellent option for those seeking a more livable, low-maintenance home in Mt. Olive Shores North. Residents of Mt. Olive Shores North enjoy access to community amenities including two clubhouses and swimming pools, supporting an active and social lifestyle.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,425

Sqft

0.16 ac

Lot size

2006

Year built

One

Levels

$260

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Storage

Community & fees

HOA fee$135/mo
Taxes (2023)$1,857/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Private Boat Ramp · Water Access · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,792 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2023 actual bill$155
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,792/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$155
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$355KedgeAI estimate $511,104 · range $450K$535K$557K

vs edgeAI estimate

−27.6%

$/sqft vs Polk City actives

$260 vs $284

Days on market

729 vs 54 typical

Where $260/sqft sits among the 77 Polk City actives

28
16 · this home
15
7
4
7
$150–222$222–294$294–366$366–438$438–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Map of 323 TRAVELERS DRIVE

Drive times from this address

Walt Disney World32 min
Universal Orlando42 min
Downtown Tampa47 min
Downtown Orlando48 min
Orlando Int’l Airport (MCO)53 min
Tampa Int’l Airport (TPA)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$280K$295K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

39 of 77

Polk City actives have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 655% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $370,000 $15K
Aug 16, 2024Listed at $385,000 · 729 days on market since
2006Built · MT OLIVE SHORES NORTH ADD 01

Reality check

What actually sold near 323 TRAVELERS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

322 TRAVELERS DRIVESold · May ’26

$532,000

322 TRAVELERS DRIVE · same community

2 bd · 2 ba · 1,401 sqft · $380/sqft · 63 DOM

333 MOTORCOACH DRIVE SSold · Dec ’25

$299,000

333 MOTORCOACH DRIVE S · same community

2 bd · 2 ba · 1,293 sqft · $231/sqft · 5 DOM

341 MOTORCOACH DRIVE SSold · Mar ’26

$445,000

341 MOTORCOACH DRIVE S · same community

3 bd · 2 ba · 2,110 sqft · $211/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 323 TRAVELERS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 323 TRAVELERS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

323 TRAVELERS DRIVE FAQs

What would the monthly payment be for 323 TRAVELERS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,792/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 323 TRAVELERS DRIVE?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 323 TRAVELERS DRIVE?+

The most recent tax bill on record (2023) was $1,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 323 TRAVELERS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $370,000, this home is listed about 10% below the Polk City median of $410,000. The market section on this page shows how the area is trending.

Which schools are assigned to 323 TRAVELERS DRIVE?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$370,000 runs 655% above the POLK CITY 33868 median.

02Time on market is leverage

729 days on market against a Polk City median of 54 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $385,000, now $370,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4946813.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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