134 BAYBERRY DRIVE, POLK CITY, FL, 33868
Active97 days on marketListed May 4, 2026MLS #TB8505039
About this home
134 BAYBERRY DRIVE
One or more photo(s) has been virtually staged. Welcome to this stunning 4-bedroom, 3-bath lakefront home located in the highly sought-after Sandy Pointe community of Polk City, FL. Perfectly situated on a premier just over half-acre lot, this property offers privacy, tranquility, and breathtaking views of Big Lake Agnes - known for its excellent fishing and boating, creating the perfect setting for both relaxation and recreation. Step inside to discover high tray ceilings in the formal living and dining areas, enhancing the home’s spacious and elegant feel. The thoughtfully designed split floor plan features a private primary suite along with an office or optional bedroom on one side of the home, while two additional bedrooms are located on the opposite side, providing comfort and privacy for family or guests. Enjoy Florida living at its finest with a screened-in pool and expansive lanai overlooking the water - ideal for entertaining or unwinding while taking in the serene lake views. This home features a 1,688 square foot freshly painted 8 car garage for your car enthusiast or for that someone that likes a lot of toys! The property also includes a large custom greenhouse, perfect for gardening enthusiasts. Additional highlights include fresh interior paint and a roof replaced in January 2021, offering peace of mind for years to come. This exceptional lakefront home combines comfort, functionality, and scenic beauty - an opportunity you don’t want to miss.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,065
Sqft
0.55 ac
Lot size
8
Garage
1999
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,785 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,785/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$238 vs $279
Days on market
97 vs 54 typical
Where $238/sqft sits among the 81 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $290K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
43 of 81
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1390% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 134 BAYBERRY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$430,000
255 BAYBERRY DRIVE · same community
4 bd · 2 ba · 2,523 sqft · $170/sqft · 30 DOM
Sold · May ’26$587,500
311 TRAVELERS DRIVE
3 bd · 3 ba · 2,626 sqft · $224/sqft · 0 DOM
Sold · Sep ’25$475,000
1062 RALLY DRIVE
4 bd · 2.5 ba · 2,498 sqft · $190/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 134 BAYBERRY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 134 BAYBERRY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
134 BAYBERRY DRIVE FAQs
What would the monthly payment be for 134 BAYBERRY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,785/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 134 BAYBERRY DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 134 BAYBERRY DRIVE?+
The most recent tax bill on record (2025) was $4,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 134 BAYBERRY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $730,000, this home is listed about 80% above the Polk City median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 134 BAYBERRY DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$730,000 runs 1390% above the POLK CITY 33868 median — but at 3,065 sqft it's also nearly twice the size of the typical Polk City listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $740,000, now $730,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Jer Long. MLS #TB8505039.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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