3500 GULF BOULEVARD UNIT 203, BELLEAIR BEACH, FL, 33786
Active57 days on marketListed Jun 8, 2026MLS #TB8512923
About this home
3500 GULF BOULEVARD UNIT 203
Beachfront living in one of the Gulf Coast's last strictly residential beach communities! Two small pets allowed. One month minimum rental period! This spacious 2-bedroom, 2-bath condo is located in highly sought-after Belleair Beach, known for its peaceful atmosphere, waterfront lifestyle, and charming neighborhood feel. The beautifully remodeled luxury bathrooms feature clean lines and timeless neutral finishes, while the spacious kitchen offers granite countertops and abundant maple cabinetry. Exceptional storage includes a walk-in primary closet, one closet in the guest bedroom, a balcony storage closet, and an additional private storage closet adjacent to the covered parking space. An in-unit washer/dryer hookup adds convenience. The covered balcony is tucked back from neighboring units, creating a private outdoor retreat to relax and enjoy Gulf breezes, seabirds, and glimpses of the sparkling shoreline. Step outside to some of Florida's softest white sand beaches and experience the relaxed coastal lifestyle Belleair Beach is known for. AC new in August 2021.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$570
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,287 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,287/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Belleair Beach actives
$570 vs $717
Days on market
57 vs 72 typical
Where $570/sqft sits among the 30 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
18 of 30
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3500 GULF BOULEVARD UNIT 203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$705,000
3500 GULF BOULEVARD UNIT 402 · same community
2 bd · 2 ba · 1,050 sqft · $671/sqft · 15 DOM
Sold · Dec ’25$939,000
3500 GULF BOULEVARD UNIT 412 · same community
2 bd · 2 ba · 1,110 sqft · $846/sqft · 31 DOM
Sold · Sep ’25$500,000
3500 GULF BOULEVARD UNIT 204 · same community
1 bd · 1 ba · 840 sqft · $595/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3500 GULF BOULEVARD UNIT 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3500 GULF BOULEVARD UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3500 GULF BOULEVARD UNIT 203 FAQs
What would the monthly payment be for 3500 GULF BOULEVARD UNIT 203?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,287/mo — principal and interest, the actual property-tax bill, the $964/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3500 GULF BOULEVARD UNIT 203?+
The association fee works out to $964 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3500 GULF BOULEVARD UNIT 203?+
The most recent tax bill on record (2025) was $8,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3500 GULF BOULEVARD UNIT 203?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $599,000, this home is listed about 57% below the Belleair Beach median of $1,399,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3500 GULF BOULEVARD UNIT 203?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$599,000 is 25% below the BELLEAIR BEACH 33786 median of $799,900, and at $570/sqft it sits under the Belleair Beach average of $766.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $964/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $619,000, now $599,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Marian Henry. MLS #TB8512923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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