David Ramirez
$760,0002 bd2 ba1,152 sqft$660 /sqft$6,616 /mo all-in ↓

1290 GULF BOULEVARD UNIT 2003, CLEARWATER BEACH, FL, 33767

Active67 days on marketListed May 24, 2026MLS #TB8511448

WaterfrontCondominiumLIGHTHOUSE TOWERS CONDO

About this home

1290 GULF BOULEVARD UNIT 2003

Presenting Lighthouse Towers # 2003 Top Floor Gulf of Mexico Panorama; NEWLY RENOVATED with THOUGHTFUL Interior Design Elements. Spacious 2-bedroom, 2 bath Contemporary GULF-FRONT Residence with attentiveness to Ambiance, Amenities & Features including NEW Plank Floor Tile with 6-inch Baseboard Throughout. Exceptional Beach Light & Bright Residence incorporating an impressive array of textures, Contemporary palette & finishings. Open Cucina with Quartz surfaces, Shaker Cabinetry, backsplash, recessed lighting equipped with Brand New stainless appliances & Moen fixtures. Master Suite boasts upgraded modern bath Features a Spacious Walk-In Shower, dual sink vanities accessorized with Moen fixtures, offering a relaxed Harmony, seascape views with private terrace access and Walk-In Closet. Sliding doors open onto the generous size terrace providing an abundance of natural light & aquamarine seascapes. 2nd Bedroom Ensuite ensures guest privacy featuring intracoastal & lighted harbor views! INTERIOR LAUNDRY HOOKUP FOR YOUR WASHER AND DRYER. Your own reserved parking space. Lighthouse Towers is a gated community providing the finest of amenities including a gulf-front heated pool & Spa, Cover Cabana poolside with Grill area, Tennis & Pickleball court, shuffleboard & Basketball ideal for the perfect beach day! On-site management & 24-hour Gated Security provide for convenience & peace of mind. Additionally, Reserved parking, storage for your beach gear and kayak & attentiveness to the surrounding landscaped green space & beach frontage designed to enhance beauty and values. This gulf-front community is ideally located to coveted fine dining & shopping with convenient trolley transportation. Spectacular condo, open floor plan, within an attractive price point. Take advantage of the discerning owner's design vision and turnkey convenience. BEST VALUE on the BEACH!   Brand NEW Frigidaire Stainless Kitchen Equipment package 2026; Brand NEW State 40 Gallon Water Heater 2026. One or more photo(s) was virtually staged.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,152

Sqft

0.25 ac

Lot size

22

Garage

1983

Year built

One

Levels

$660

Per sqft

WaterfrontCity & Tennis Court & Water view

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Walk-In Closet(s)
LaundryIn Kitchen · Inside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Stucco
FoundationStilt/On Piling
ViewCity · Tennis Court · Water
FacesEast
ExteriorOutdoor Grill · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$1,030/mo
Taxes (2025)$12,480/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityFishing · Gulf/Ocean Front · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,616 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$1,040
Condo fee — from the listing$1,030
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,000
Interest rate6.00%
Loan term

Estimated payment

$6,616/mo

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property taxes (actual bill)$1,040
HOA / condo fee$1,030
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $760K
$632KedgeAI estimate $687,691 · range $658K$761K$791K

vs edgeAI estimate

+10.5%

$/sqft vs Clearwater Beach actives

$660 vs $569

Days on market

67 vs 84 typical

Where $660/sqft sits among the 279 Clearwater Beach actives

70
81
46 · this home
24
24
34
$290–446$446–603$603–759$759–916$916–1073$1073+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sand Key

Map of 1290 GULF BOULEVARD UNIT 2003 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Sand Key — neighborhood snapshot

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Avg household

2

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

124 of 279

Clearwater Beach actives have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

May 24, 2026Listed at $760,000 · 67 days on market since
1983Built · LIGHTHOUSE TOWERS CONDO

Reality check

What actually sold near 1290 GULF BOULEVARD UNIT 2003

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1290 GULF BOULEVARD UNIT 1604Sold · Jul ’26

$480,000

1290 GULF BOULEVARD UNIT 1604 · same community

1 bd · 1.5 ba · 885 sqft · $542/sqft · 27 DOM

1290 GULF BOULEVARD UNIT 2004Sold · Jun ’26

$455,000

1290 GULF BOULEVARD UNIT 2004 · same community

1 bd · 1.5 ba · 885 sqft · $514/sqft · 55 DOM

1290 GULF BLVD UNIT 702Sold · May ’26

$819,000

1290 GULF BLVD UNIT 702 · same community

2 bd · 2 ba · 1,464 sqft · $559/sqft · 310 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1290 GULF BOULEVARD UNIT 2003 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1290 GULF BOULEVARD UNIT 2003 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1290 GULF BOULEVARD UNIT 2003 FAQs

What would the monthly payment be for 1290 GULF BOULEVARD UNIT 2003?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,616/mo — principal and interest, the actual property-tax bill, the $1,030/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1290 GULF BOULEVARD UNIT 2003?+

The association fee works out to $1,030 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1290 GULF BOULEVARD UNIT 2003?+

The most recent tax bill on record (2025) was $12,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1290 GULF BOULEVARD UNIT 2003?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $760,000, this home is listed about 6% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 1290 GULF BOULEVARD UNIT 2003?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$760,000 runs 37% above the CLEARWATER BEACH 33767 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,030/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SAND KEY REALTY · Dimitri Karides. MLS #TB8511448.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater Beach homes, in your inbox

Like 1290 GULF BOULEVARD UNIT 2003 but not quite? A daily digest of every new listing in Clearwater Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 30, 2026 at 10:46 PM UTC. The listing information on this page last changed on July 30, 2026 at 10:46 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 30, 2026 at 10:46 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 30, 2026 at 10:46 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.