1290 GULF BOULEVARD UNIT 903, CLEARWATER BEACH, FL, 33767
Active207 days on marketListed Jan 7, 2026MLS #TB8461562
About this home
1290 GULF BOULEVARD UNIT 903
LOCATED ON PRISTINE SAND KEY BEACH, THIS 9th FLOOR TURN KEY condo has unobstructed views of the Gulf of Mexico, Sand Key Park, and Clearwater Beach. Wake up to the sound of seagulls calling overhead and fall asleep to the sound of waves crashing on the shore. This 2 bedroom 2 bath, split plan is a wonderful place for family and friends to gather, enjoy quality time together and attractions of the beach. The kitchen is open to the living and dining rooms and has a window that overlooks the Intracoastal water way. The floor-to-ceiling windows let in plenty of natural light. The master suite has an en suite bath, walk in closet and access to the balcony and a perfect view of the turquois ocean. The guest bedroom has views of the Intracoastal waterway and an en suite bath too! Step out onto the covered balcony to soak in the sights and sounds of the Florida lifestyle. PREMIUM underbuilding parking space #29. Lighthouse Towers residents enjoy a relaxing outdoor venue with a cabana area for grilling & entertaining beside the pool & spa with an easy trail to the beach, plus tennis, basketball, pickle ball & shuffleboard. On site management & 24 hour manned gate offer safety & privacy. This is one of only 2 buildings on Sand Key that allows minimum 2 week rentals. Convenient storage closet on the same floor as the unit and community shared space for kayaks and bikes. This exclusive Sand Key location has quick access to the Tampa airport and area dining, cultural events, shopping with convenience to St. Petersburg and other central Florida attractions. Come live your “Beach Life” now! **Check out the Zillow 360 Tour in Virtual Tour Links**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0 ac
Lot size
1
Garage
1983
Year built
One
Levels
$712
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,917 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,917/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.4%
$/sqft vs Clearwater Beach actives
$712 vs $564
Days on market
207 vs 84 typical
Where $712/sqft sits among the 282 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
121 of 282
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1290 GULF BOULEVARD UNIT 903
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$480,000
1290 GULF BOULEVARD UNIT 1604 · same community
1 bd · 1.5 ba · 885 sqft · $542/sqft · 27 DOM
Sold · Jun ’26$455,000
1290 GULF BOULEVARD UNIT 2004 · same community
1 bd · 1.5 ba · 885 sqft · $514/sqft · 55 DOM
Sold · May ’26$819,000
1290 GULF BLVD UNIT 702 · same community
2 bd · 2 ba · 1,464 sqft · $559/sqft · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1290 GULF BOULEVARD UNIT 903 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1290 GULF BOULEVARD UNIT 903 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1290 GULF BOULEVARD UNIT 903 FAQs
What would the monthly payment be for 1290 GULF BOULEVARD UNIT 903?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,917/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1290 GULF BOULEVARD UNIT 903?+
The most recent tax bill on record (2024) was $12,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1290 GULF BOULEVARD UNIT 903?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $820,000, this home is listed about 1% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 1290 GULF BOULEVARD UNIT 903?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$820,000 runs 48% above the CLEARWATER BEACH 33767 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
207 days on market against a Clearwater Beach median of 84 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $849,000, now $820,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACHWISE REAL ESTATE · Kristin Vincelli. MLS #TB8461562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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