1290 GULF BOULEVARD UNIT 1002, CLEARWATER, FL, 33767
Active148 days on marketListed Mar 4, 2026MLS #TB8481810
About this home
1290 GULF BOULEVARD UNIT 1002
WATER VIEWS FROM EVERY ROOM! Wake up to sweeping, unobstructed views of the beach, Gulf, and Intracoastal from this beautifully furnished 10th-floor beachfront residence. The ever-changing waterscape creates a serene backdrop designed to relax both the body and soul. Even the updated kitchen enjoys its own bright picture window showcasing Intracoastal and sunrise views. Open to the living and dining areas, it’s perfect for entertaining with granite countertops, a breakfast bar and NEW stove, dishwasher, microwave and disposal. The spacious master suite is a true retreat, highlighted by panoramic views of the sun-drenched beach, ensuite bath, balcony access and walk-in closet. The guest bedroom features 2 queen beds and sparkling Intracoastal views that capture the morning light. INVESTMENT opportunity with a two-week minimum rental policy. Residents of Lighthouse Towers enjoy resort-style amenities including a pool and spa with cabana and grilling area, direct beach access, tennis courts, basketball and shuffleboard. On-site management and a 24-hour manned gate provide privacy and peace of mind. Located on the pristine white sands of Sand Key, you’ll enjoy tranquil beaches, warm Gulf waters, dolphin sightings, shelling, fishing, and breathtaking sunsets. This exclusive location offers convenient access to Tampa International Airport, St. Petersburg, dining, shopping and cultural attractions throughout Central Florida. ADDITIONAL FEATURES: No popcorn ceiling and FRESH paint, NEW IMPACT windows on the front and storm shutters on the patio for added protection, NEW auto-blinds with remote, NEWER Flooring in bedrooms and baths, NEW Washer/dryer 2024, PREMIUM underbuilding parking #65 and Convenient same-floor storage closet. CALL TODAY! This is coastal living at its finest, come take your place in the sun where luxury meets tranquility.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,464
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$580
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,299 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,299/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs Clearwater actives
$580 vs $223
Days on market
148 vs 47 typical
Where $580/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1290 GULF BOULEVARD UNIT 1002
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$819,000
1290 GULF BLVD UNIT 702 · same community
2 bd · 2 ba · 1,464 sqft · $559/sqft · 310 DOM
Sold · Apr ’26$1,200,000
1290 GULF BOULEVARD UNIT 408 · same community
2 bd · 2 ba · 1,609 sqft · $746/sqft · 10 DOM
Sold · Jul ’26$480,000
1290 GULF BOULEVARD UNIT 1604 · same community
1 bd · 1.5 ba · 885 sqft · $542/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1290 GULF BOULEVARD UNIT 1002 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1290 GULF BOULEVARD UNIT 1002 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1290 GULF BOULEVARD UNIT 1002 FAQs
What would the monthly payment be for 1290 GULF BOULEVARD UNIT 1002?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1290 GULF BOULEVARD UNIT 1002?+
The most recent tax bill on record (2025) was $14,872. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1290 GULF BOULEVARD UNIT 1002?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $849,000, this home is listed about 209% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1290 GULF BOULEVARD UNIT 1002?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$849,000 runs 53% above the CLEARWATER 33767 median — but at 1,464 sqft it's also 17% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $935,000, now $849,000 — a $86K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACHWISE REAL ESTATE · Kristin Vincelli. MLS #TB8481810.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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