201 LAGOON DRIVE, PALM HARBOR, FL, 34683
Active65 days on marketListed May 20, 2026MLS #TB8510724
About this home
201 LAGOON DRIVE
Experience elevated coastal living in this exquisitely remodeled 4 bedroom, 3 bath residence nestled in the highly sought-after Ozona community. Perfectly positioned near marinas, the Gulf of Mexico, downtown Palm Harbor, and just moments from Dunedin’s vibrant entertainment district, this extraordinary property seamlessly blends luxury, comfort, and versatility. Set on nearly 1/3 acre with mature trees creating a private natural backdrop, this stunning home welcomes you with a spacious composite front deck and an inviting open concept design filled with warmth and sophistication. The expansive great room features a striking stone fireplace and flows effortlessly into the beautifully appointed gourmet kitchen complete with a large center island designed for entertaining and everyday living alike. The luxurious primary suite offers a serene retreat with a private screened balcony overlooking the sparkling enclosed pool, elegant paver lanai, and outdoor shower… creating the perfect setting to unwind in true Florida style. Downstairs, a substantial bonus living area showcases its own fireplace and fully equipped second kitchen, offering exceptional flexibility for a mother-in-law suite, guest quarters, multigenerational living, or private entertaining space. Thoughtfully updated throughout, notable improvements include solar panels (2020), plantation shutters (2020), HVAC (2018), fresh interior and exterior paint. Additional features include RV parking, a spacious 2 car garage, backyard storage shed, and easy access to public boat ramps and marinas just minutes away. Located within a golf cart friendly coastal community renowned for its charming restaurants, antique shops, top rated schools, and close proximity to the Pinellas Trail and beautiful Gulf beaches, this one-of-a-kind property offers the ultimate Florida lifestyle. Zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Schedule your private tour today and discover the rare blend of elegance, coastal charm, and endless possibilities this remarkable home has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,764
Sqft
0.29 ac
Lot size
2
Garage
1981
Year built
Multi/Split
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,820 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,820/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.6%
$/sqft vs Palm Harbor actives
$354 vs $259
Days on market
65 vs 42 typical
Where $354/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
209 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 201 LAGOON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,100,000
196 SHORE DRIVE · same community
4 bd · 4 ba · 2,628 sqft · $419/sqft · 34 DOM
Sold · Jun ’26$1,140,000
536 BAYWOOD DRIVE N
3 bd · 3 ba · 2,670 sqft · $427/sqft · 105 DOM
Sold · Jun ’26$1,330,000
2299 LAGOON DRIVE
3 bd · 3 ba · 2,663 sqft · $499/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 201 LAGOON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 201 LAGOON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
201 LAGOON DRIVE FAQs
What would the monthly payment be for 201 LAGOON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 201 LAGOON DRIVE?+
The most recent tax bill on record (2025) was $128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 201 LAGOON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $979,000, this home is listed about 161% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 201 LAGOON DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$979,000 runs 142% above the PALM HARBOR 34683 median — but at 2,764 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,050,000, now $979,000 — a $71K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8510724.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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