216 SHORE DRIVE, PALM HARBOR, FL, 34683
Active138 days on marketListed Mar 9, 2026MLS #TB8484212
About this home
216 SHORE DRIVE
Rare opportunity to own a double lot in the heart of charming Ozona! This property offers a blank canvas for builders, investors, or buyers looking to design their dream home in one of Palm Harbor’s most beloved coastal communities. The previous home was removed following hurricane damage, leaving the lot cleared and ready for development, with water and electric previously connected. Whether you're planning a custom coastal retreat or your next building project, this spacious homesite offers incredible potential. Build up a few stories and you may enjoy beautiful water views, all while being just moments from marinas, waterfront dining, and the laid-back Ozona lifestyle. Opportunities like this—a ready-to-build double lot in Ozona—are becoming increasingly hard to find.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,786 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,786/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 216 SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,100,000
196 SHORE DRIVE · same community
4 bd · 4 ba · 2,628 sqft · $419/sqft · 34 DOM
Sold · Apr ’26$299,000
2566 GARY CIRCLE UNIT 2
1 bd · 1 ba · 562 sqft · $532/sqft · 55 DOM
Sold · Apr ’26$308,000
2566 GARY CIRCLE UNIT 6
2 bd · 1 ba · 747 sqft · $412/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 216 SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 216 SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
216 SHORE DRIVE FAQs
What would the monthly payment be for 216 SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,786/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 216 SHORE DRIVE?+
The most recent tax bill on record (2025) was $1,137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $400,000, this home is listed about 7% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 216 SHORE DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Dana Klima. MLS #TB8484212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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