201 SOUTH STREET, PALM HARBOR, FL, 34683
Active162 days on marketListed Feb 24, 2026MLS #TB8478891
About this home
201 SOUTH STREET
Welcome to Paradise! This stunning REMODELED 3-bedroom, 2-bath home offers the ultimate in FLORIDA COASTAL LIVING. Located in Ozona, a QUAINT OLD FLORIDA, WATERFRONT COMMUNITY. Enjoy the charm of a GOLF-CART FRIENDLY community with easy access to local restaurants, boutique shopping, and the beach just minutes away. Designed to embrace the Florida lifestyle inside and out, from a Breezy, light and bright interior to a tropical oasis backyard with SWIMMING POOL. WIDE LOT 104 ft great for plenty of parking. Plus no HOA or deed restrictions- BRING YOUR BOAT, RV and all your Florida lifestyle toys! There are no rental restrictions in this highly coveted community -think Air BB! Step inside and be greeted by an OPEN-CONCEPT design with expansive great room, perfect for entertaining. The heart of this home is the ALL NEW CUSTOM KITCHEN, featuring new shaker style cabinetry, soft-close cabinets and doors, gorgeous granite countertops and stainless steel appliances. A large CENTER ISLAND and Breakfast Bar with seating for 4 provides ample space for casual dining and gatherings, seamlessly connecting to the living areas for a true sense of spaciousness. Bonus Florida Room off of great room – great FLEX SPACE for an Office. Primary suite and ensuite bathroom with door to the pool area for pool bath. Two REMODELED BATHROOMS. Enjoy true Florida living outdoors with a private Sparkling Pool, perfect for relaxing or hosting guests year-round. Enjoy the Privacy of your Fenced yard. As the evening sets in, you can relax around the fire pit with friends and family. SO MUCH NEW - New Roof & Flashing (2024), New Electrical Panel (2025), New Hot Water Heater (2025), New luxury vinyl plank flooring throughout (2025), Updated Kitchen Cabinets and Island (2025), New Appliances (2025) Updated Bathrooms (2024), A/C (2020) All New Interior Doors & Baseboard (2025), New Pool Pump (2025), New Pool Heater (2025) Fresh Interior Paint (2025) Back Room Enclosed with Engineered Plans & Permits And Includes Impact windows, Stucco Exterior and Metal Door (2025). Located in the charming, Coastal town of Ozona, a laid back golf cart community with no HOA or deed restrictions, you are just steps from local restaurants like Ozona Blue and Molly Goodheads, marinas, parks and the Pinellas Trail. Downtown Palm Harbor is minutes away by golf cart/bike or foot and offers many festivals, craft breweries and fun eateries! Within minutes are Main Street Dunedin and the Tarpon Springs Sponge Docks, as well as Innisbrook Golf Resort home of the PGA Valspar Tournament. Within 5 minutes to world class beaches such as Honeymoon and Caladesi Islands and 20 minutes to Clearwater Beach. This home really offers the True Florida Lifestyle! It is time to Treat Yourself and Start Living the Salt Life You have Always Dreamed of! Zoned for 3 of Pinellas County's most sought after A-rated schools including nationally recognized PALM HARBOR UNIVERSITY HIGH. Move-in ready and turn-key. Don’t miss your chance to own this move-in ready retreat in one of the Gulf Coast’s most unique and inviting neighborhoods. Whether you are looking for an updated home in a prime location, or an investment opportunity as an AIRBNB; this 3 bed, 2 bath fully updated pool home is sure to check all your boxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,447
Sqft
0.17 ac
Lot size
1966
Year built
One
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,238 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,238/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18%
$/sqft vs Palm Harbor actives
$377 vs $264
Days on market
162 vs 48 typical
Where $377/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
216 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 201 SOUTH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,100,000
196 SHORE DRIVE · same community
4 bd · 4 ba · 2,628 sqft · $419/sqft · 34 DOM
Sold · Dec ’25$625,000
2394 JONES DRIVE
3 bd · 2 ba · 1,448 sqft · $432/sqft · 1 DOM
Sold · Nov ’25$610,000
2336 MIDDLECOFF DRIVE
3 bd · 2 ba · 1,415 sqft · $431/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 201 SOUTH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 201 SOUTH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
201 SOUTH STREET FAQs
What would the monthly payment be for 201 SOUTH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,238/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 201 SOUTH STREET?+
The most recent tax bill on record (2024) was $7,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 201 SOUTH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $544,900, this home is listed about 43% above the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 201 SOUTH STREET?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$544,900 runs 36% above the PALM HARBOR 34683 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
162 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $564,900, now $544,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Bradley Uline. MLS #TB8478891.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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