205 HARRISON AVENUE, BELLEAIR BEACH, FL, 33786
Active52 days on marketListed Jun 18, 2026MLS #TB8509451
About this home
205 HARRISON AVENUE
Virtually Staged. ELEVATED COASTAL LIVING IN COVETED BELLEAIR BEACH — perfectly positioned only one block from the private pedestrian beach access on Harrison Avenue in the highly sought-after coastal community of Belleair Beach. This exceptional 4-bedroom, 3-bathroom waterfront residence offers the ultimate blend of relaxed coastal elegance and boating lifestyle. Bright and airy interiors are complemented by spacious living areas, a cozy fireplace, and a large eat-in kitchen featuring granite countertops and high-end appliances designed for both everyday living and entertaining. Thoughtfully designed with three autonomous sleeping quarters, the home provides exceptional privacy and flexibility for family and guests alike. The oversized primary suite is a true retreat, featuring private access to the pool area, dual walk-in closets, and a spacious en-suite bathroom. Step outside to your own private waterfront paradise with 69 feet of deep-water Intracoastal frontage, a 12,000-lb boat lift, and NEW dock and decking providing quick and easy Gulf access. The outdoor living experience is further enhanced by a resurfaced pool, new pool heater and pump, and a built-in Weber gas grill perfect for entertaining year-round. This meticulously maintained residence has undergone extensive recent upgrades, including new flooring, hurricane-rated garage door, plantation shutters, epoxy garage flooring, fresh interior and exterior paint, and an energy-efficient water softener system, in addition to a whole-home generator for peace of mind. Importantly, this property was unaffected by flooding during Hurricane Helene in 2024. A rare opportunity to enjoy waterfront living, beach access, and exceptional updates in one of Tampa Bay’s most desirable beach communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,941
Sqft
0.28 ac
Lot size
2
Garage
1979
Year built
One
Levels
$765
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,888 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,888/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+91.3%
$/sqft vs Belleair Beach actives
$765 vs $660
Days on market
52 vs 69 typical
Where $765/sqft sits among the 33 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
17 of 33
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 181% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 205 HARRISON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,050,000
252 S GARDEN CIRCLE
4 bd · 3 ba · 2,900 sqft · $362/sqft · 199 DOM
Sold · May ’26$1,765,000
1624 SAND KEY ESTATES COURT
3 bd · 3 ba · 3,002 sqft · $588/sqft · 6 DOM
Sold · Jan ’26$1,775,000
1903 BAYSHORE DRIVE
4 bd · 4 ba · 2,830 sqft · $627/sqft · 420 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 205 HARRISON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 HARRISON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
205 HARRISON AVENUE FAQs
What would the monthly payment be for 205 HARRISON AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,888/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 205 HARRISON AVENUE?+
The most recent tax bill on record (2025) was $20,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $2,250,000, this home is listed about 50% above the Belleair Beach median of $1,499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 205 HARRISON AVENUE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,250,000 runs 181% above the BELLEAIR BEACH 33786 median — but at 2,941 sqft it's also 21% larger than the typical Belleair Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,299,000, now $2,250,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 1 PALM REALTY · Meltem Birey. MLS #TB8509451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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