8990 123RD WAY, SEMINOLE, FL, 33772
Active76 days on marketListed May 15, 2026MLS #TB8509164
About this home
8990 123RD WAY
Virtually Staged. This thoughtfully updated home offers three bedrooms and two refreshed bathrooms, complemented by fresh paint inside and out. The split bedroom floorplan ensures optimal privacy and comfortable living arrangements. Modern conveniences include brand new stainless steel appliances and an efficient on-demand water heater. Updated bathrooms and new carpet in the bedrooms reflect the property's move-in ready condition. The fenced backyard creates a private retreat for relaxation and activities, while the screened lanai extends living space overlooks an inviting inground pool and is great for year-round enjoyment. A charming covered front porch welcomes guests and adds curb appeal.Positioned minutes from Seminole City Center, residents enjoy convenient access to shopping, dining, and entertainment options. This well-appointed home combines recent improvements with an excellent location, creating an ideal opportunity for those seeking comfort and convenience without the need for additional updates. This is a Fannie Mae HomePath property. Not in a Flood zone
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,533
Sqft
0.18 ac
Lot size
1
Garage
1975
Year built
One
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,110 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,110/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs Seminole actives
$369 vs $252
Days on market
76 vs 44 typical
Where $369/sqft sits among the 299 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Woodlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Woodlands — neighborhood snapshot
Population
793
Median age
51
Median income
$103,068
Median home value
$458,800
Avg household
3
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
168 of 299
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8990 123RD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$670,000
12312 89TH TERRACE · same community
4 bd · 2 ba · 2,092 sqft · $320/sqft · 5 DOM
Sold · Nov ’25$647,000
12290 90TH AVENUE · same community
4 bd · 4 ba · 3,726 sqft · $174/sqft · 141 DOM
Sold · May ’26$565,000
11245 69TH AVENUE
3 bd · 2 ba · 1,568 sqft · $360/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8990 123RD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8990 123RD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8990 123RD WAY FAQs
What would the monthly payment be for 8990 123RD WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,110/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8990 123RD WAY?+
The most recent tax bill on record (2025) was $8,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $565,000, this home is listed about 37% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8990 123RD WAY?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$565,000 runs 186% above the SEMINOLE 33772 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $595,000, now $565,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLAKE REAL ESTATE INC · Natalie Barone. MLS #TB8509164.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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