13128 PALMILLA CIRCLE, DADE CITY, FL, 33525
Active78 days on marketListed May 14, 2026MLS #TB8508381
About this home
13128 PALMILLA CIRCLE
Beautifully renovated 2-bedroom, 2-bath home with an additional office/den, offering the perfect blend of style, comfort, and functionality. Every detail has been thoughtfully updated — from the modern light fixtures and designer finishes to the gorgeous new luxury flooring throughout. The open-concept living, dining, and kitchen area creates a spacious and seamless flow, perfect for entertaining or everyday living. The kitchen features updated cabinetry, sleek white countertops, and a bright, airy feel that opens beautifully into the main living spaces. Natural light pours in, highlighting the home’s clean lines and inviting atmosphere. This home features a flexible bonus room that can serve as a home office, den, fitness area, playroom, hobby space, guest room, or media room. The Primary Suite is located in the rear of the home featuring dual vanities, a soaking tub, and a huge walk-in closet. The second bedroom and full bath can be closed off with a pocket door, creating a private space for visitors or multigenerational living. This move-in ready home feels open, bright, and welcoming from the moment you walk through the door — a truly turnkey property designed for comfortable living and effortless enjoyment. Hot Water Heater 2025/ HVAC 2024 / ROOF CERTIFICATION ATTACHED (16yrs) Lake Jovita Golf and Country Club in Dade City is widely considered one of the premier golf communities in Central Florida, known for its rare rolling terrain, elevation changes, and upscale country club atmosphere. The club features two championship 18-hole golf courses. Other Country Club amenities include.... A stunning 30,000-square-foot Mediterranean-style clubhouse Full-service restaurant and lounge Resort-style Junior Olympic swimming pool Modern fitness center Har-Tru clay tennis courts Pickleball and recreational facilities
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,783
Sqft
0.2 ac
Lot size
2
Garage
2002
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,894 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,894/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.9%
$/sqft vs Dade City actives
$258 vs $192
Days on market
78 vs 28 typical
Where $258/sqft sits among the 324 Dade City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Jovita Golf And Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
Lake Jovita Golf And Country Club — neighborhood snapshot
Population
1,806
Median age
45
Median income
$115,994
Median home value
$456,443
Avg household
3
Households w/ children
155
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
171 of 324
Dade City actives have cut their price
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 13128 PALMILLA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$470,000
13231 PALMILLA CIRCLE · same community
3 bd · 2 ba · 1,997 sqft · $235/sqft · 30 DOM
Sold · Apr ’26$340,000
13141 PALMILLA CIRCLE · same community
2 bd · 2 ba · 2,019 sqft · $168/sqft · 488 DOM
Sold · Jun ’26$440,000
13213 PALMILLA CIRCLE · same community
3 bd · 3 ba · 2,182 sqft · $202/sqft · 300 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13128 PALMILLA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13128 PALMILLA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13128 PALMILLA CIRCLE FAQs
What would the monthly payment be for 13128 PALMILLA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,894/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13128 PALMILLA CIRCLE?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13128 PALMILLA CIRCLE?+
The most recent tax bill on record (2025) was $6,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13128 PALMILLA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $459,900, this home is listed about 18% above the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13128 PALMILLA CIRCLE?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brenn Brennan. MLS #TB8508381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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