David Ramirez
$674,900$734,9004 bd4 ba3,566 sqft$189 /sqft$4,171 /mo all-in ↓

13049 THOROUGHBRED DRIVE, DADE CITY, FL, 33525

Active228 days on marketListed Dec 8, 2025MLS #TB8449268

Reduced $60KSingle Family ResidenceLAKE JOVITA GOLF & COUNTRY CLUB PH 02A

About this home

13049 THOROUGHBRED DRIVE

Exquisite Golf Course Living at 13049 Thoroughbred Drive, Dade City, FL** Completely remodeled 5/25. New Kitchen, New bathrooms, New flooring and paint throughout. Come Fall in Love! Welcome to your dream home in the gorgeous Lake Jovita Golf and Country Club community. Located at 13049 Thoroughbred Drive, this stunning residence offers a perfect blend of elegance and modern comfort, with breathtaking views of the 15th Fairway of the pristine North Course. **Key Features:** **Prime Location:** Nestled in the heart of Lake Jovita, this home boasts scenic golf course views and is just a short drive away from downtown Dade City, providing a serene yet convenient lifestyle. **Completely gated with guard**NEW A/C 2022 along with NEW ROOF 2022. **Spacious Interiors:** This beautiful home features 4 bedrooms and 4 FULL bathrooms, with a sprawling open floor plan that invites natural light throughout. The large living room, adorned with high ceilings and exquisite finishes, flows seamlessly into the gourmet kitchen and dining area. **Gourmet Kitchen:** The chef's kitchen is a culinary delight, equipped with top-of-the-line stainless steel appliances, corian countertops, a large center island, and ample all wood cabinetry. Perfect for entertaining family and friends. **Luxurious Master Suite:** The master bedroom is a private retreat featuring a spacious layout, walk-in closet, and an en-suite bathroom with dual vanities, a soaking tub, and a separate glass-enclosed shower. **Outdoor Paradise:** Step outside to your own piece of paradise with a covered lanai and screened-in patio, ideal for enjoying Florida's sunny weather year-round. The expansive backyard overlooks the golf course, providing a picturesque setting for relaxation and entertaining. **Community Amenities:** Lake Jovita offers a wealth of amenities, including two 18-hole championship golf courses, a clubhouse with dining options, a fitness center, tennis courts, and walking trails. Enjoy a vibrant social calendar with events and activities for all ages. **Additional Features:** This home also includes a 3-car garage, a laundry room, and ample storage space throughout. Thoughtful upgrades and meticulous maintenance make this property move-in ready. **Why You'll Love It:** Living at 13049 Thoroughbred Drive means embracing a lifestyle of luxury, leisure, and convenience. Whether you're an avid golfer, a family seeking a peaceful community, or someone who loves entertaining, this home has it all. Contact us today to schedule a private showing and discover all that 13049 Thoroughbred Drive has for an active lifestyle. --- Experience the best of Lake Jovita living – elegance, comfort, and convenience await you at this stunning Dade City residence.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,566

Sqft

0.43 ac

Lot size

3

Garage

2002

Year built

Two

Levels

$189

Per sqft

Golf Course view

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Refrigerator · Washer · Water Softener
InteriorAttic Fan · High Ceilings
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
ViewGolf Course
FacesEast
ExteriorBalcony · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$99/mo
Taxes (2024)$202/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,171 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2024 actual bill$17
HOA fee — from the listing$99
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,490
Interest rate6.00%
Loan term

Estimated payment

$4,171/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$17
HOA / condo fee$99
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dade City actives

$189 vs $190

Days on market

228 vs 28 typical

Where $189/sqft sits among the 339 Dade City actives

160
98 · this home
35
15
9
22
$130–188$188–246$246–304$304–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Jovita Golf And Country Club

Map of 13049 THOROUGHBRED DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

Lake Jovita Golf And Country Club — neighborhood snapshot

Population

1,806

Median age

45

Median income

$115,994

Median home value

$456,443

Avg household

3

Households w/ children

155

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

170 of 339

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $674,900 $60K
Dec 8, 2025Listed at $734,900 · 228 days on market since
2002Built · LAKE JOVITA GOLF & COUNTRY CLUB PH 02A

Reality check

What actually sold near 13049 THOROUGHBRED DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

33838 AMERICANA AVENUESold · Jul ’26

$1,042,000

33838 AMERICANA AVENUE · same community

4 bd · 3 ba · 3,481 sqft · $299/sqft · 19 DOM

33627 AMERICANA AVENUESold · May ’26

$1,175,000

33627 AMERICANA AVENUE · same community

4 bd · 3.5 ba · 3,702 sqft · $317/sqft · 6 DOM

33909 AMERICANA AVENUESold · Jun ’26

$900,000

33909 AMERICANA AVENUE · same community

4 bd · 3.5 ba · 3,737 sqft · $241/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13049 THOROUGHBRED DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13049 THOROUGHBRED DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13049 THOROUGHBRED DRIVE FAQs

What would the monthly payment be for 13049 THOROUGHBRED DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,171/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13049 THOROUGHBRED DRIVE?+

The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13049 THOROUGHBRED DRIVE?+

The most recent tax bill on record (2024) was $202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13049 THOROUGHBRED DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $674,900, this home is listed about 73% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13049 THOROUGHBRED DRIVE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$674,900 runs 78% above the DADE CITY 33525 median — but at 3,566 sqft it's also 64% larger than the typical Dade City listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

228 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $734,900, now $674,900 — a $60K cut. The full history is in the market section below.

Listing courtesy of BRAINARD REALTY · Robert Zoller, Jr. MLS #TB8449268.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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