13143 PALMILLA CIRCLE, DADE CITY, FL, 33525
Active248 days on marketListed Nov 19, 2025MLS #TB8449610
About this home
13143 PALMILLA CIRCLE
Price reduction. Patio furniture staying with cushions, fire pit, outdoor table and high chairs from Leaders Sarasota Outdoor Furniture, two lounge chairs, and a new grill all included. Home has been remodeled throughout with updated window treatments, fresh paint, and appliances included. Beautiful 3BR + office, 3BA villa in The Heathers of Lake Jovita, offering 2,750+ sq.ft. of maintenance-free living with stunning golf course views. Major upgrades include a new roof (2025) and new water heater (2024). The open floorplan features luxury vinyl plank flooring, fresh interior paint, upgraded lighting, and an updated kitchen with 2020 stainless appliances, refinished cabinets, new granite countertops, and a farmhouse sink. The spacious owner’s suite offers dual walk-in closets and a fully renovated ensuite with new granite, updated fixtures, garden tub, and large walk-in shower. A private office and second main-floor bedroom with remodeled bath complete the first level. Upstairs features a large loft with wet bar, private balcony, and an additional guest suite with its own updated bath and balcony access. Enjoy year-round outdoor living on the screened lanai with brick pavers, built-in grill, fire pit area, and golf course backdrop. Oversized 2-car garage with dedicated golf cart bay. The Heathers provides lawn care, landscaping, roof/exterior cleaning, cable, and periodic exterior painting. Lake Jovita offers resort-style amenities with optional golf and club memberships. Move-in ready and impeccably maintained—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,750
Sqft
0.17 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dade City actives
$200 vs $191
Days on market
248 vs 28 typical
Where $200/sqft sits among the 338 Dade City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Jovita Golf And Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
Lake Jovita Golf And Country Club — neighborhood snapshot
Population
1,806
Median age
45
Median income
$115,994
Median home value
$456,443
Avg household
3
Households w/ children
155
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
167 of 338
Dade City actives have cut their price
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 13143 PALMILLA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$835,000
34026 AMERICANA AVENUE · same community
4 bd · 3 ba · 2,656 sqft · $314/sqft · 36 DOM
Sold · Aug ’25$698,500
13854 THOROUGHBRED DRIVE · same community
3 bd · 3 ba · 2,857 sqft · $244/sqft · 152 DOM
Sold · Mar ’26$790,000
34120 AMERICANA AVENUE · same community
3 bd · 3 ba · 2,586 sqft · $305/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13143 PALMILLA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13143 PALMILLA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13143 PALMILLA CIRCLE FAQs
What would the monthly payment be for 13143 PALMILLA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,406/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13143 PALMILLA CIRCLE?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13143 PALMILLA CIRCLE?+
The most recent tax bill on record (2024) was $5,969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13143 PALMILLA CIRCLE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $549,900, this home is listed about 41% above the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13143 PALMILLA CIRCLE?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,900 runs 45% above the DADE CITY 33525 median — but at 2,750 sqft it's also 27% larger than the typical Dade City listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
248 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $599,900, now $549,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SOMERDAY GROUP PL · Alexander Matos. MLS #TB8449610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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