David Ramirez
$620,000$640,0003 bd2 ba1,810 sqft$343 /sqft$4,474 /mo all-in ↓

6513 ABACO DRIVE, APOLLO BEACH, FL, 33572

Active74 days on marketListed May 14, 2026MLS #TB8507744

Reduced $20KWaterfrontSingle Family ResidenceAPOLLO BEACH UNIT 08 A RESUBDI

About this home

6513 ABACO DRIVE

Waterfront living without the maintenance — and the opportunity to create the boating lifestyle you've always envisioned. Welcome to this fully remodeled Key West-inspired waterfront retreat in the heart of Apollo Beach offering direct saltwater canal access, 42 feet of seawall, no HOA, and no rental or ownership restrictions. One of the larger waterfront homes in the neighborhood, this beautifully updated 3-bedroom, 2-bath residence offers over 1,800 square feet of living space and the opportunity to design the custom dock and boat lift that perfectly fits your lifestyle. Positioned on a peaceful saltwater canal with direct access to Tampa Bay and the Gulf beyond, this property delivers the Florida boating lifestyle buyers seek without the maintenance and expense of aging docks and pools. With ample seawall frontage and room to create your ideal dock configuration, bring your own vision for the perfect waterfront setup. Inside, 33 feet of breathtaking water views create an immediate sense of arrival and can be enjoyed from nearly every angle of the main living spaces. The open, light-filled floorplan blends coastal charm with modern luxury. The remodeled kitchen features stone countertops, high-end cabinetry, stainless steel appliances, breakfast bar seating, a custom beverage station, built-in wine refrigerator, and abundant storage. Additional updates include luxury vinyl plank flooring, fresh interior paint, updated bathrooms with double vanities, and custom built-ins throughout. The spacious primary suite offers custom closets, tranquil landscaping views, and direct access to a private outdoor patio. Step outside to the covered and screened waterfront lanai where mornings begin with coffee overlooking the canal and evenings end with peaceful water views and coastal breezes. The charming front porch offers the perfect setting for enjoying Florida sunsets. Major upgrades provide peace of mind, including a brand-new HVAC system, new water heater, updated plumbing, and a seller-completed pre-listing four-point inspection. Bring the toys — this property offers ample space for boats, RVs, and jet skis. As an added bonus, the seller is including a fully repowered and updated 13-foot Boston Whaler. Located minutes from the Apollo Beach Preserve, waterfront restaurants, shopping, marinas, and convenient access to Tampa, St. Petersburg, Bradenton, Sarasota, and Orlando, this move-in-ready waterfront retreat offers an exceptional opportunity to enjoy Apollo Beach waterfront living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,810

Sqft

0.16 ac

Lot size

2

Garage

1974

Year built

One

Levels

$343

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Dry Bar · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ParkingBoat · Driveway · Garage Door Opener · Golf Cart Parking · RV Parking
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$8,833/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,474 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property tax — 2025 actual bill$736
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,000
Interest rate6.00%
Loan term

Estimated payment

$4,474/mo

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property taxes (actual bill)$736
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$395KedgeAI estimate $469,115 · range $412K$612K$645K

vs edgeAI estimate

+32.2%

$/sqft vs Apollo Beach actives

$343 vs $227

Days on market

74 vs 56 typical

Where $343/sqft sits among the 394 Apollo Beach actives

151
120
33
26 · this home
28
36
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6513 ABACO DRIVE

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

229 of 394

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $620,000 $20K
May 14, 2026Listed at $640,000 · 74 days on market since
1974Built · APOLLO BEACH UNIT 08 A RESUBDI

Reality check

What actually sold near 6513 ABACO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1004 SAGO PALM WAYSold · Jun ’26

$649,000

1004 SAGO PALM WAY · same community

4 bd · 2 ba · 1,677 sqft · $387/sqft · 8 DOM

1024 SPINDLE PALM WAYSold · Jun ’26

$625,000

1024 SPINDLE PALM WAY · same community

3 bd · 2 ba · 1,590 sqft · $393/sqft · 120 DOM

913 SPINDLE PALM WAYSold · Aug ’25

$665,000

913 SPINDLE PALM WAY · same community

4 bd · 2 ba · 1,590 sqft · $418/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6513 ABACO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6513 ABACO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6513 ABACO DRIVE FAQs

What would the monthly payment be for 6513 ABACO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6513 ABACO DRIVE?+

The most recent tax bill on record (2025) was $8,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6513 ABACO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $620,000, this home is listed about 27% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6513 ABACO DRIVE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$620,000 runs 39% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $640,000, now $620,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTY UNLIMITED · Julie Morris. MLS #TB8507744.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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