906 SAGO PALM WAY, APOLLO BEACH, FL, 33572
Active102 days on marketListed Apr 16, 2026MLS #TB8497725
About this home
906 SAGO PALM WAY
One or more photo(s) has been virtually staged. Welcome to your Florida waterfront dream at 906 Sago Palm Way in Apollo Beach! Perfectly positioned at the end of a quiet cul-de-sac, this beautifully updated 3-bedroom, 2-bath home offers direct saltwater canal access to the open Gulf waters—bringing the ultimate boating and coastal lifestyle right to your backyard. Step outside to your private oasis featuring a sparkling pool and an expansive screened-in lanai, ideal for entertaining or simply soaking in the Florida sunshine year-round. Whether you’re hosting guests or enjoying peaceful waterfront evenings, this outdoor space delivers. Inside, the home has been thoughtfully and extensively upgraded, offering peace of mind and modern comfort. The entire home was completely rewired in 2025, including a brand-new electrical panel. Additional 2025 updates include a new water heater, pool pump, interior and exterior paint, updated tile flooring in the living room and guest bedroom, and fully remodeled bathrooms showcasing stylish finishes. The kitchen has been refreshed with new cabinetry and brand-new appliances, including a refrigerator and stove (2025), with a new dishwasher installed in 2026. Major systems have also been addressed, including a 2020 AC system with a 10-year transferable warranty and a sewer line replacement completed in 2018 with a 25-year warranty. Hurricane-impact windows (2008) provide added protection and efficiency, while the removal of popcorn ceilings enhances the home’s clean, modern aesthetic. Surrounded by lush, mature landscaping, this property offers both beauty and function in one of Apollo Beach’s most desirable waterfront settings. Don’t miss this rare opportunity to own a move-in ready canal-front home with Gulf access—where every day feels like a vacation.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,590
Sqft
0.21 ac
Lot size
2
Garage
1973
Year built
One
Levels
$399
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,985 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,985/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs Apollo Beach actives
$399 vs $227
Days on market
102 vs 56 typical
Where $399/sqft sits among the 394 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
230 of 394
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 906 SAGO PALM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$625,000
1024 SPINDLE PALM WAY · same community
3 bd · 2 ba · 1,590 sqft · $393/sqft · 120 DOM
Sold · Aug ’25$665,000
913 SPINDLE PALM WAY · same community
4 bd · 2 ba · 1,590 sqft · $418/sqft · 48 DOM
Sold · Mar ’26$600,000
1018 SILVER PALM WAY · same community
3 bd · 2 ba · 1,590 sqft · $377/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 906 SAGO PALM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 906 SAGO PALM WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
906 SAGO PALM WAY FAQs
What would the monthly payment be for 906 SAGO PALM WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 906 SAGO PALM WAY?+
The most recent tax bill on record (2025) was $1,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apollo Beach?+
At $635,000, this home is listed about 30% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 906 SAGO PALM WAY?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Lori Rivero. MLS #TB8497725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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