David Ramirez
$704,9993 bd2 ba1,433 sqft$492 /sqft$4,475 /mo all-in ↓

1002 SILVER PALM WAY, APOLLO BEACH, FL, 33572

Active34 days on marketListed Jun 20, 2026MLS #TB8520007

WaterfrontPrivate poolSingle Family ResidenceAPOLLO BEACH UNIT 08 A RESUBDI

About this home

1002 SILVER PALM WAY

NESTLED ON A PRIVATE CORNER LOT WITH EXPANSIVE CANAL FRONTAGE, THIS BEAUTIFULLY UPDATED WATERFRONT HOME OFFERS DIRECT ACCESS TO TAMPA BAY AND THE GULF OF MEXICO. FEATURING 3 BEDROOMS, 2 FULLY RENOVATED BATHROOMS, AND A BRIGHT OPEN FLOOR PLAN,THE HOME IS DESIGN FOR EFFORTLESS ENTERTAINING AND COMFORTABLE EVERYDAY LIVING. STEP OUTSIDE TO YOUR PRIVATE BACK YARD OASIS COMPLETE WITH A SPARKLING POOL, SPACIOUS LANAI, AND BREATHTAKING WATER VIEWS. WEATHER YOUR BOATING, FISHING, KAYAKING, PADDLEBOARDING, OR SIMPLY ENJOYING SUNSET EVENINGS BY THE WATER, THIS PROPERTY DELIVERS THE ULTIMATE FLORIDA LIFESTYLE. ONE OF THE HOMES DISTINCTIVE FEATURES IS A HIDDEN ROOM CONCEALED BEHIND A CUSTOM MURPHY DOOR, CREATING A UNIQUE AND VERSATILE SPACE PERFECT FOR A HOME OFFICE, GUEST SUITE, MEDIA ROOM, PLAYROOM, OR PRIVATE RETREAT. IT'S A CONVERSATION PIECE THAT ADDS BOTH CHARACTER AND FUNCTIONALITY TO THE HOME. RECENT IMPROVEMENTS INCLUDE UPDATED FLOORING, DESIGNER FIXTURES, FULLY RENOVATED, BATHROOMS AND MODERN APPLIANCES. ADDITIONAL HIGHLIGHTS INCLUDE A SPACIOUS TWO-CAR GARAGE, AMPLE PARKING, AND A DEDICATED PET-FRIENDLY OUTDOOR AREA. CONVENIENTLY LOCATED NEAR PARKS, RECREATION FACILITIES, TENNIS COURTS, DOG PARKS, PLAYGROUNDS, AND SHOPPING, THIS EXCEPTIONAL WATERFRONT RETREAT OFFERS THE PERFECT BLEND OF PRIVACY, LUXURY, AND CONVENIENCE.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,433

Sqft

0.19 ac

Lot size

2

Garage

1979

Year built

One

Levels

$492

Per sqft

Private poolWaterfront

Inside

FlooringEpoxy
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorPrivate Yard · Storage

Community & fees

Taxes (2025)$2,962/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Canal Front · Community Boat Ramp · Dock · Fishing · Intracoastal Waterway · Marina · Public Boat Ramp · Water Access · Dog Park · Fitness Center · Park · Playground · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,475 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,804
PMI (est., until 20% equity)$264
Property tax — 2025 actual bill$247
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,500
Interest rate6.00%
Loan term

Estimated payment

$4,475/mo

Principal & interest$3,804
PMI (est., until 20% equity)$264
Property taxes (actual bill)$247
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $705K
$399KedgeAI estimate $548,743 · range $416K$665K$733K

vs edgeAI estimate

+28.5%

$/sqft vs Apollo Beach actives

$492 vs $227

Days on market

34 vs 56 typical

Where $492/sqft sits among the 395 Apollo Beach actives

152
117
36
27
28
35 · this home
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 1002 SILVER PALM WAY

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

225 of 395

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $704,999 · 34 days on market since
1979Built · APOLLO BEACH UNIT 08 A RESUBDI

Reality check

What actually sold near 1002 SILVER PALM WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1016 SPINDLE PALM WAYSold · Mar ’26

$699,900

1016 SPINDLE PALM WAY · same community

3 bd · 2 ba · 1,425 sqft · $491/sqft · 3 DOM

922 SAGO PALM WAYSold · Sep ’25

$490,000

922 SAGO PALM WAY · same community

3 bd · 2 ba · 1,416 sqft · $346/sqft · 95 DOM

1014 SAGO PALM WAYSold · Nov ’25

$635,000

1014 SAGO PALM WAY · same community

3 bd · 2 ba · 1,458 sqft · $436/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1002 SILVER PALM WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1002 SILVER PALM WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1002 SILVER PALM WAY FAQs

What would the monthly payment be for 1002 SILVER PALM WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1002 SILVER PALM WAY?+

The most recent tax bill on record (2025) was $2,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1002 SILVER PALM WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $704,999, this home is listed about 44% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1002 SILVER PALM WAY?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CLASSIC REAL ESTATE · JoAnna McNeff. MLS #TB8520007.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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