1364 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573
Active91 days on marketListed May 8, 2026MLS #TB8506859
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Upcoming open house
Thu, Aug 13
10:00 AM – 12:00 PM
About this home
1364 EMERALD DUNES DRIVE
PRICE IMPROVEMENT – Reduced $20,000! Back on the Market Due to Buyer Financing – Their Loss, Your Opportunity! Welcome to luxury, maintenance-free living in Toscana at Renaissance! This immaculate Florenzi floor plan offers breathtaking golf course and pond views, no rear neighbors, and is just a short walk to the Renaissance Club. Filled with natural light, this move-in-ready condo features soaring 10–12' ceilings, tray ceilings, crown molding, tile and laminate flooring, coastal-inspired colors, and a cozy electric fireplace. Sliding glass doors open to an oversized screened lanai, perfect for relaxing and enjoying the peaceful views. The gourmet kitchen boasts granite countertops, stainless steel appliances, natural gas cooking, 42" wood cabinetry, custom backsplash, walk-in pantry, breakfast nook, and a large center island overlooking the spacious living and dining areas. The split-bedroom layout provides privacy, with a spacious owner's suite featuring lanai access, golf course views, a large walk-in closet, and an en-suite bath. Two guest bedrooms are ideal for visitors, hobbies, or a home office. Recent updates include a 2025 water heater, 2025 belt-drive garage door opener, new A/C drain line, updated lighting and fixtures, washer & dryer, and furnishings included. Pet-free and smoke-free.The HOA covers the roof, exterior maintenance, landscaping, irrigation, and building insurance for true lock-and-leave living. Enjoy exclusive access to the Renaissance Club with a resort-style pool, fitness center, spa, sauna, steam room, Amici's Bar & Grill, plus full access to Sun City Center's pools, pickleball, tennis, golf-cart-friendly streets, and 200+ clubs and activities. Buyer financing fell through—there were no inspection or property issues. Now is your opportunity to own one of Renaissance's most desirable golf course condos at an exceptional new price!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.04 ac
Lot size
2
Garage
2005
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,616 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,616/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
$/sqft vs Sun City Center actives
$185 vs $163
Days on market
91 vs 55 typical
Where $185/sqft sits among the 300 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$255K → $232K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
186 of 300
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1364 EMERALD DUNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$346,000
1357 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 1,860 sqft · $186/sqft · 7 DOM
Sold · Jun ’26$328,000
1351 EMERALD DUNES DRIVE UNIT 1351 · same community
3 bd · 2 ba · 1,860 sqft · $176/sqft · 28 DOM
Sold · Apr ’26$385,000
1344 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 2,482 sqft · $155/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1364 EMERALD DUNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1364 EMERALD DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1364 EMERALD DUNES DRIVE FAQs
What would the monthly payment be for 1364 EMERALD DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,616/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1364 EMERALD DUNES DRIVE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1364 EMERALD DUNES DRIVE?+
The most recent tax bill on record (2025) was $2,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1364 EMERALD DUNES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $345,000, this home is listed about 30% above the Sun City Center median of $265,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$345,000 runs 30% above the Sun City Center median — but at 1,860 sqft it's also 20% larger than the typical Sun City Center listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $365,000, now $345,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Herlon Cannon. MLS #TB8506859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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